The Capital One QuicksilverOne Cash Rewards Credit Card credit score requiremet is 640 or higher. The Capital One QuicksilverOne Cash Rewards Credit Card is also available to people with limited credit history, so you may be able to get approved even if you don’t have a credit score yet
In addition, you should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for Capital One QuicksilverOne, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One QuicksilverOne credit score requirement. You can check your credit score for free on WalletHub.
The Capital One QuicksilverOne credit limit is $300 or higher. There's no way to tell upfront how high your QuicksilverOne limit could get, but if you make your first 6 monthly payments on time, you could get access to a higher credit line. Capital One is known for offering credit limit increases to cardholders who regularly use their cards and pay on time.… read full answer
The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.
Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.
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