Lisa Cahill, Credit Cards Moderator
@lisacahill
It is fairly hard to get a Citibank credit card, as most Citibank cards require good credit or better for approval. Citibank does have options for people with limited credit or fair credit, though, which means it’s not as hard to get a Citibank credit card as it is to get a card from some other issuers.
The easiest credit card to get from Citibank is the Citi® Secured Mastercard®, which is available to people with limited credit. This card has an annual fee of $0.
Citi Credit Score Requirements
- Citi® Secured Mastercard®: limited credit
- Citi® Diamond Preferred® Card: good credit
- Citi® Double Cash Card – 18 month BT offer: fair credit
- Costco Anywhere Visa® Card by Citi: excellent credit
If you meet the credit score requirement and a few other requirements, it becomes easier to get a Citibank credit card. As with all credit cards, you’ll need to have a steady income and be at least 18 years old. You’ll also need to have an SSN, ITIN, or passport.
People also ask
What are the minimum Citibank credit card requirements?
The minimum Citibank credit card requirements include being at least 18 years old with a valid U.S. address and enough income to make credit card payments. Most Citi credit cards require good credit or better (a credit score of 700+), but there are options for lower credit scores, as well. While online applications require a Social Security number (SSN), some Citi credit cards also accept an ITIN along with a copy of a passport, or a government-issued...
read full answerDoes Citi do a hard pull?
A Citibank credit card application is always succeeded by a hard inquiry on your credit report. This will cause a slight dip in your credit score, but if you keep making the minimum monthly payments and you maintain a low credit utilization, it should bounce back in no time.
You can track the changes of your credit score for free on WalletHub, and you can learn more about soft and hard inquiries and their impact on your...
read full answerHow hard is it to get a Citibank credit card?
It is fairly hard to get a Citibank credit card, as most Citibank cards require good credit or better for approval. Citibank does have options for people with limited credit or fair credit, though, which means it’s not as hard to get a Citibank credit card as it is to get a card from some other issuers.
The easiest credit card to get from Citibank is the Citi® Secured Mastercard®, which is available to people with...
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