Yes, the Milestone Credit Card will do a hard pull. You can apply for it with bad credit though.
You can prequalify for the Milestone Credit Card here, which will not affect your credit score as it will be a soft pull. However, if you do prequalify and want to get the card, you will need to submit an actual application which will result in a hard pull. … read full answer
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage here.
The initial Milestone Credit Card limit is at least a total of $300. Everyone who gets approved for the Milestone Credit Card is guaranteed this starting credit limit, but some cardholders could get higher limits. To be more precise, your actual credit limit will mostly depend on your credit history and disposable income.… read full answer
It is also worth noting that your starting credit limit could be increased in due time. More specifically, you can ask for a credit limit increase by calling customer service at (866) 453-2636. Your chances will be higher if you ask for an increase after paying your bills on time for 6 months from account opening.
You can check your Milestone Credit Card application status by calling (866) 502-6439 and using the automated system, 24/7. Or, you can request to speak to a customer service representative from 6 a.m. to 6 p.m., Pacific Time, seven days a week. When prompted, provide your application reference number, which should have been included in the confirmation message or e-mail you received after you submitted the application. Milestone Credit Card does not offer an option to check your application status online.… read full answer
You’ll only need to check your Milestone Credit Card application status if you don’t get a decision right when you apply. If that’s the case, there may be missing or inaccurate information on your application. If you haven’t received a decision by e-mail after a few days, call customer service for a status update.
You should receive your new Milestone Credit Card within 14 business days after you’re approved. Milestone Credit Card does not allow for reconsideration if your application is denied. However, they may recommend offers for credit cards from partner banks based on your credit standing.
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