Is it hard to get a U.S. Bank Altitude Connect Visa Signature card?

U.S. Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a U.S. Bank credit card.... read full answer

Some U.S. Bank cards may give you higher approval odds than others, though, depending on your credit score. Applicants who choose the right offer can get approved with fair or bad credit.

Credit Requirements for Good U.S. Bank Credit Card Approval Odds

• U.S. Bank Altitude Reserve Visa Infinite® Card: Excellent credit
• U.S. Bank Cash+® Visa Signature® Card: Good credit or better
• U.S. Bank Secured Visa® Card: Bad credit or better
• Harley-Davidson® Secured Credit Card: Bad credit or better

While credit scores are very important, U.S. Bank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. U.S. Bank will also look at your monthly housing costs and existing debts when considering your application.

For a list of credit cards that you’ll have solid approval odds for, create a free WalletHub account and check out your personalized card suggestions.

You need a credit score of at least 750 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.

In addition, most U.S. Bank’s co-branded credit cards require good credit, or a credit score of at least 700. In other words, most U.S. Bank credit cards are for people with good credit or excellent credit, but there are options for applicants with lower scores, too.

U.S. Bank Minimum Credit Score Requirements by Card

• U.S. Bank Altitude® Connect Visa Signature® Card: 750 (Excellent credit)
• U.S. Bank Altitude Reserve Visa Infinite® Card: 750 (Excellent credit)
• U.S. Bank FlexPerks® Gold American Express® Card: 750 (Excellent credit)
• U.S. Bank Altitude® Go Visa Signature® Card: 750 (Excellent credit)
• U.S. Bank Visa® Platinum Card: 700 (Good credit)
• U.S. Bank Cash+® Visa Signature® Card: 700 (Good credit)
• U.S. Bank Cash+® Visa® Secured Card: 300 (Bad credit)
• U.S. Bank Altitude® Go Visa® Secured Card: 300 (Bad credit)
• U.S. Bank Secured Visa® Card: 300 (Bad credit)

Meeting the U.S. Bank credit score requirements does not guarantee your approval for a U.S. Bank credit card. Your income, debt, credit history, and any recent inquiries on your credit report are all considered before you’re approved for a U.S. Bank credit card.

The U.S. Bank Altitude® Connect Visa Signature® Card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the U.S. Bank Altitude Connect Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Altitude Connect Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.... read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the U.S. Bank Altitude Connect credit score requirement. You can check your credit score for free on WalletHub.