Is it hard to get an American Express Blue Business Cash card?

The American Express credit score requirement is 700 or above, depending on the card. That means people with good to excellent credit are eligible to be approved for an American Express credit card.

If your credit score is below the threshold needed for a credit card from American Express, it’s best to wait to apply until you meet the credit score requirement. You can … read full answercheck your credit score for free on WalletHub.

American Express Credit Score Requirements by Card

• The Platinum Card® from American Express: 700 (Good credit)
• Centurion® Card from American Express: 750 (Excellent credit)
• Blue Cash Everyday® Card from American Express: 700 (Good credit)
• American Express Cash Magnet® Card: 700 (Good credit)
• Blue Cash Preferred® Card from American Express: 700 (Good credit)
• American Express® Gold Card: 700 (Good credit)
• Hilton Honors American Express Card: 700 (Good credit)
• Delta SkyMiles® Blue American Express Card: 700 (Good credit)
• Marriott Bonvoy Brilliant™ American Express® Card: 700 (Good credit)
• USAA Classic American Express®: less than 3 years of credit history (Limited History credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for an American Express credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

People drive me nuts with these answers, critical thinking skills are missing. Even if the cards are “hard” to get it still has levels. I read the question not as “is it easy to get an Amex” but “which card has the lowest requirements?” Lowest requirements doesn’t mean 500 credit score it simply means the lowest for that company which could be 750, it’s not a low number but is the LOWEST REQUIREMENT. From reading the answers NONE of you answered the question just went on your personal rant. So for clarity I will re-ask the question for the OP.… read full answer

Which AMEX card has the lowest requirements?

The American Express annual fee is $0 to $695, depending on the card. If an Amex credit card has an annual fee, it gets charged to the card when the account is opened and again every year during the month of the card’s anniversary. The higher the card’s annual fee is, the more rewards and benefits it’s likely to offer, but there are still plenty of worthwhile cards with $0 annual fees.… read full answer

American Express Annual Fees on Popular Cards

• Blue Cash Everyday: $0
• Cash Magnet: $0
• Blue Cash Preferred: $0 intro 1st yr, $95 after
• Amex Green: $150
• Amex Gold: $250
• Amex Platinum: $695

Whether you should get an American Express card with an annual fee depends on your spending preferences. If you’re a light spender, you’ll likely want to avoid a fee. But if you spend a lot, you’ll probably find the more expensive cards to be more lucrative in the long run.