Yes, it is hard to get the American Express® Gold Card because you will need good or excellent credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.
In order to get the Amex Gold card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.
Keep in mind that even if you meet all of the requirements for the Amex Gold card, you’re never guaranteed to be approved.
The credit score that you need for the Amex Gold card is 700, at a minimum. That means people with good credit or better have a shot at getting approved for this card.
Other American Express® Gold Card approval requirements:
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Amex Gold card, too. Some other key criteria include your income, existing...
The Amex Gold card requirements for approval include having a credit score of at least 700, being at least 18 years old, and being a U.S. citizen or permanent resident.
Amex Gold card applicants must also provide a Social Security number, Individual Taxpayer Identification Number, or passport. Another major requirement is a steady income. American Express does not disclose a specific income requirement, but it must be enough to make payments on the card and to afford...
You can check your American Express credit card application status online or over the phone at (888) 826-3471 . Both methods only take about a minute to do, so use whichever is more convenient for you. You’ll need to provide the same basic personal information in both cases. Let’s go through the steps.
Here’s how to check your American Express credit card application online:
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.