How hard is it to get the OpenSky Card? This question is about the OpenSky® Secured Visa® Credit Card

How hard is it to get the OpenSky Card?

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This question is about the OpenSky® Secured Visa® Credit Card

Lisa Cahill, Credit Cards Moderator

@lisacahill • 10/21/21 This answer was first published on 10/21/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It is not very hard to get the OpenSky® Secured Visa® Credit Card because it is available to people with bad credit. The OpenSky card is actually a relatively easy credit card for the average person to get.

In order to get the OpenSky card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.

Keep in mind that even though it’s not hard to get the OpenSky card, you’re still not guaranteed to be approved.

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How long does it take to get approved for the OpenSky credit card?

It usually takes 24-48 hours to get approved for the OpenSky credit card. So, the only thing that involves a bit more waiting is your credit card delivery, which should take about 2 weeks.

Of course, application processing will take longer if they're not able to verify your identity right away. In this case, they will send you an email and your responsiveness will ultimately determine the timing of receipt of your credit card.

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What's the easiest unsecured credit card to get approved for?

One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit because you can get approved for it even with bad credit. This card offers a $300 starting spending limit, and you can use it wherever Visa is accepted.

Easiest Unsecured Credit Cards to Get Approved For

Credit One Bank® Platinum Visa® for Rebuilding Credit: Bad Credit
Capital One Platinum Credit Card: No Credit
Capital One SavorOne Student Cash Rewards Credit Card: Students
Capital One Spark Classic for Business: Small Business

The easiest unsecured credit cards to get...

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How do I get a credit card for the first time?

To get a credit card for the first time, you should first check if you have any credit history, then compare cards and pick the best offer before applying. In order to be eligible to apply for your first credit card, you must be at least 18 years old and have enough income to afford monthly credit card payments. Below, you can learn more about the process of picking, applying for and getting your first...

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