Chip Lupo, Credit Card Writer
@CLoop
It is not very hard to get the Oportun® Visa® Credit Card because it is available to people with limited credit. The Oportun Credit Card is actually a relatively easy credit card for the average person to get.
In order to get the Oportun Credit Card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have a driver’s license, passport, US State/City ID Card or Matricula Consular and SSN or ITIN.
Keep in mind that even though it’s not hard to get the Oportun Credit Card, you’re still not guaranteed to be approved.
People also ask
How can I get an Oportun Credit Card cash advance?
You can get an Oportun Credit Card cash advance at any ATM or bank displaying the Visa logo.
But considering the high fees associated with them, you should avoid doing cash advances altogether. Try paying with your card wherever you can and leave cash advances for emergency situations only.
How much is the Oportun Credit Card annual fee?
The Oportun Credit Card annual fee is $0 - $49 per year. Oportun Credit Card’s annual fee may be higher or lower than the average annual fee among new credit card offers, depending on your creditworthiness. It’s not the only fee you need to worry about with the Oportun® Visa® Credit Card, either.
Oportun Credit Card Fees
- Annual Fee: $0 - $49
- Cash Advance Fee: 3% (min $10)
- Foreign Fee: $0
- Max Late Fee: $35
How do I get a credit card for the first time?
To get a credit card for the first time, you should first check if you have any credit history, then compare cards and pick the best offer before applying. In order to be eligible to apply for your first credit card, you must be at least 18 years old and have enough income to afford monthly credit card payments. Below, you can learn more about the process of picking, applying for and getting your first...
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