Kendall Morris, Credit Cards Moderator
@kendallmorris
It is not very hard to get a U.S. Bank credit card because U.S. Bank offers cards for people with bad credit or better. The easiest credit card to get from U.S. Bank is the Harley-Davidson® Secured Credit Card, which is available to applicants with bad credit. Depending on your credit score, you may be able to qualify for other U.S. Bank credit cards, too.
Minimum Credit Score for Notable U.S. Bank Credit Cards
- Harley-Davidson® Secured Credit Card: bad credit
- U.S. Bank Altitude® Connect Visa Signature® Card: excellent credit
- U.S. Bank Altitude Reserve Visa Infinite® Card: excellent credit
- U.S. Bank Visa® Platinum Card: good credit
As long as you meet the credit score requirement and a few other requirements, it’s not hard to get a U.S. Bank credit card. As with all credit cards, you’ll need to have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.
Keep in mind that just because it’s not hard to get some U.S. Bank credit cards, that doesn’t mean it’s necessarily easy to get all of them. You’re also never guaranteed to be approved, even for the cards with the easiest approval requirements.

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