Marshall Jamieson, WalletHub Finance Consultant
@bergman77
It takes about 14 calendar days for a new Capital One credit card to arrive. And it takes 4-6 business days to get a replacement card, unless you pay $16 for delivery in 2-3 business days. There are no options to get new cards faster. But it won’t always take 14 days for a new card to reach you, depending on how far it has to travel. That’s just the timeframe Capital One quotes people.
As far as the approval timeline goes, you could be instantly approved for a Capital One credit card if you apply online. On the other hand, Capital One may need longer to verify your information and decide whether you’re creditworthy enough for the card. If you don’t get a decision right away, you can usually expect to hear back within 7-10 business days. That means you should get your Capital One credit card 14-24 (business) days after submitting an application, assuming you’re approved.
Here’s how long it takes for a Capital One credit card to arrive:
- New cards take up to 14 calendar days to arrive, following account approval. You can’t pay to speed this up.
- Replacement cards take 4-6 business days to arrive. You can cut that timeframe in half by paying $16.
- It can take 7-10 business days to get approved for a Capital One credit card, if you’re not approved instantly when you apply.
- You can expect to have your Capital One credit card in hand anywhere from 2 weeks to a month after you apply.
- You can use your Capital One credit card before it arrives if you download the Capital One app. The app shows you all your card details.
If you’re in the market for a Capital One credit card, there are a ton of good options. You can check out our editors’ latest picks for the best among them and weigh your options.
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Kevin Pebb, Member
@kevin_pebb
If it's regular shipping, it's 10 business days.
sheilvicole51, Member
@sheilvicole51
I was approved for Capital One Credit Card on November 27 for 2500. Do you know how long it takes for it to be issued?
People also ask
How many Capital One cards can you have?
There is no predefined number of Capital One cards you can have at a time. More specifically, you can have as many Capital One credit cards as your credit would allow. Approval would be based on your credit history, your income and any potential debt you might have.
Having said … read full answer
show lessHow can I check my Capital One application status?
To check your Capital One credit card application status, simply call (800) 903-9177. Press “3” when you hear the menu, then say “application status.” You will be asked to enter your phone number so Capital One can find your records. You may also be required to enter your Social Security number t… read full answer
show lessCan I use my Capital One credit card before it arrives?
You can use your Capital One credit card before it arrives, but only if you already have another Capital One credit card and download the free Capital One mobile app.
There’s no way to use your Capital One credit card before it arrives if it’s your only Capital One card. The … read full answer
show less
sheilvicole51, Member
@sheilvicole51
I was approved for Capital One Credit Card on November 27 for 2500. Do you know how long it takes for it to be issued?
What are business days? I received it automatically.
brk9525, Member
@brk9525
What if I moved and my card is not going to my new address?
Did we answer your question?
Umm So I got approved and filled out the application. A couple days later I got an email saying “YOUR CARD HAS BEEN SHIPPED AND WILL ARIVE “by” 8/27.” This sounded correct since nothing in the united states usually takes longer than 5-6 buisness days max.Normally shorter unless its east to west coast. (realistically) SO, Are you telling me they’re lying to me? And if so ,, would you mind please explaining to me the marketing strategy there? Thank you. ?
The last bullet point listed here is not true. In order to access the Capital One app, you have to have the three-digit security code on the back of the card. There's NO way to get that information except for on the card itself - Capital One reps can't see it. Unfortunately, you have to wait until you have the card in hand to access your funds.