Marshall Jamieson, WalletHub Finance Consultant
@bergman77
It generally takes around 7 to 10 business days for a new Capital One credit card to arrive, although sometimes it can take less than that. But there is no way to request expedited shipping for new cards. To get a replacement card, on the other hand, takes 4-6 business days. Plus, if you pay for expedited delivery, it will only take 2-3 business days.
Here’s how long it takes for a Capital One credit card to arrive:
- New cards take around 7-10 business days to arrive, following account approval. You can’t pay to speed this up.
- Replacement cards take 4-6 business days to arrive. You can cut that timeframe in half by paying the expedited delivery fee.
- You may receive a decision instantly. However, sometimes it can take 7-10 business days for Capital One to process your application.
- You can expect to have your Capital One credit card in hand anywhere from 2 weeks to a month after you apply.
- Eligible cardholders can use their Capital One credit card before it arrives if they download the Capital One app. The app shows you all the card details. Keep in mind that not everyone is eligible for this feature.
If you’re in the market for a Capital One credit card, there are plenty of good options. You can check out our editors’ latest picks for the best among them and weigh your options.

2023's Best Capital One Credit Cards
Compare CardsKevin Pebb, Member
@kevin_pebb
If it's regular shipping, it's 10 business days.
sheilvicole51, Member
@sheilvicole51
I was approved for Capital One Credit Card on November 27 for 2500. Do you know how long it takes for it to be issued?
People also ask
sheilvicole51, Member
@sheilvicole51
I was approved for Capital One Credit Card on November 27 for 2500. Do you know how long it takes for it to be issued?
What are business days? I received it automatically.
brk9525, Member
@brk9525
What if I moved and my card is not going to my new address?
Did we answer your question?
Umm So I got approved and filled out the application. A couple days later I got an email saying “YOUR CARD HAS BEEN SHIPPED AND WILL ARIVE “by” 8/27.” This sounded correct since nothing in the united states usually takes longer than 5-6 buisness days max.Normally shorter unless its east to west coast. (realistically) SO, Are you telling me they’re lying to me? And if so ,, would you mind please explaining to me the marketing strategy there? Thank you. ?
The last bullet point listed here is not true. In order to access the Capital One app, you have to have the three-digit security code on the back of the card. There's NO way to get that information except for on the card itself - Capital One reps can't see it. Unfortunately, you have to wait until you have the card in hand to access your funds.