How long does it take for a Capital One credit card to arrive?

You can have two Capital One cards at a time. The Capital One two-card rule went into effect in 2011 and applies to most Capital One consumer credit cards. The Capital One Secured Mastercard and Capital One’s co-branded cards (like the Saks Mastercard) do not count toward the two-card limit. Neither do Capital One’s business credit cards.… read full answer

People who already had more than two Capital One credit card accounts before the rule went into effect were grandfathered in and allowed to keep all of their cards. Some cardholders who had cards from banks that were later acquired by Capital One (like HSBC) were also allowed to retain their cards despite the two-card rule.

Even with a two-card restriction, Capital One still offers some of the best rewards potential in the credit card game. A popular combo is the Capital One Venture card paired with the Capital One Savor card. You can use the Savor card to maximize your rewards on food and entertainment purchases, and the Venture card for everything else. Both cards come with a big signup bonus for spending $3,000 in the first three months: a $300 bonus from Savor and 50,000 miles from Venture (equal to $500 when redeemed for travel). Savor has an annual fee of $95, and Venture’s annual fee is $95.

To check the status of your Capital One credit card application, simply call 1-877-277-5901. Press “3” when you hear the menu, then say “application status.” You will be asked to enter your phone number so Capital One can find your records. You may also be required to enter your Social Security number to confirm your identity. Once you do so, you will receive a status update.… read full answer

You can use your Capital One credit card before it arrives, but only if you already have another Capital One credit card and download the free Capital One mobile app. Even then, only some customers are eligible for this account feature, according to a Capital One representative.

There’s no way to use your Capital One credit card before it arrives if it’s your only Cap 1 card. You will have to wait the 7-10 business days it takes to receive your card by mail. Capital One does not offer expedited delivery for new credit cards.… read full answer

But for your second Capital One card, it’s fairly simple to use the mobile app to find your information.

How to use a Capital One credit card before it arrives:

1. Download the free Capital One Mobile app for iOS or Android.
2. Log in to the app using your Capital One username and password.
3. Tap your new credit card, if it’s listed.
4. Look for the card number, expiration date and security code.

If you have your new Capital One card’s number, expiration date and security code, you can use it to make purchases before the card arrives.

Unfortunately, this will only work for some people, and Capital One won’t say who exactly. But if you can’t get your new card’s details beforehand, you still don’t have too long to wait for the card to arrive.