How long does it take to get a credit card from Chase?

It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be … read full answerinstantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10 business days to hear back.

Here’s what affects how long it takes to get approved for a credit card:

• The way you apply. You can apply for most credit cards by mail, by phone or online. If you apply by mail, that’s going to add an extra 1-7 days just for your application to get there. The other two methods both allow for instant approval.
• Your credit and income. No credit card guarantees instant approval. You’ll only get it if you exceed the issuer’s credit, income and other requirements. If you’re right on the border of qualifying, the issuer will probably take longer to consider your application. The typical wait time is 7-10 business days, which translates to around two weeks.
• Your personal info. You’ll need to enter details like your name, date of birth, address and Social Security number when you apply for any card. That information also is present on your credit reports, which the issuer will check during the approval process. If the information on your application doesn’t match the information on your report, or if it gets flagged as fraudulent, it will hold up the process until the issuer can verify your identity.

So the standard timeframe in which you can expect to be approved for a credit card and receive it by mail is approximately 3-4 weeks. If you’re not approved instantly, count on 7-10 business days for approval and 7-10 business days for delivery. And if you’re itching to get your card faster, don’t forget to ask the issuer about expedited delivery.

You can get approved for a Chase credit card instantly. If not, you will most likely receive a decision within 7-10 business days. In some cases, however, it can take Chase up to 30 days to make a ruling.

After applying, you can check your status online or by contacting customer service at … read full answer(888) 338-2586.

How to check your Chase credit card application status online:

• Log in to your Chase Online account with your username and password.
• Find “Customer Center” at the top and click on it.
• Locate the section that says “Open a New Account” on the right side of the page.
• Click on “Check my application status.”
• View your application(s). You’ll be able to see whether they’re pending, approved, or denied.

If you don’t have an account yet, just click the “New To Chase Online?” button below the login area. You’ll be able to make an account by entering your application number and SSN.

In case your application has been denied, you can ask Chase to reconsider your application by calling (888) 270-2127.