How long does it take to get approved for the Amazon Credit Card?

You can check your Amazon.com Credit Card application status either online, or by calling the application status line at (888) 338-2586 and pressing the “#” key.

If you want to check your Amazon.com Store Card application status, you should call (866) 226-5638, as the store card version is issued by a different bank.

How to Check Your Amazon.com Credit Card Application Status Online... read full answer

1. Visit the issuer’s website and log in to your account using your credentials.
2. Find “Customer Center” in the top left corner and click on it.
3. Click on “Check my application status.”
4. View your Amazon.com Credit Card application. You’ll be able to see whether it’s pending, approved, or denied.

If your Amazon.com Credit Card application status is under review, that means your application has not yet been approved or denied. Don’t read too much into it, though. You’ll hear back within 7-10 business days of applying in most cases when you don’t receive a decision instantly.

Rarely, however, it can take the issuer up to 30 days to make a ruling. If you’ve been waiting for longer than the standard timeframe, you might be able to get more information by calling the Amazon.com Credit Card customer service at (800) 432-3117.

The Amazon.com Store Card requires a credit score of at least 640. That means people with fair credit or better have a shot at getting approved for this card. The better your credit score is, the higher your approval odds will be.

Other Amazon.com Store Card Approval Requirements

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Amazon.com Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.... read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Amazon.com Store Card credit score requirement. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.

Yes, you can use the Amazon.com Credit Card anywhere that accepts cards on the Visa network. That means you can use the Amazon.com Credit Card at 10.7 million U.S. merchant locations in the U.S., as well as with millions more merchants across 200 countries and territories worldwide.

The Amazon.com Credit Card has a 0% foreign transaction fee, which means you won’t incur extra charges for international purchases. The card also comes with an annual fee of $0 and offers 1 - 5 points / $1 spent on purchases, so it’s a good option for people who spend a lot on their card each month.... read full answer