It can take 7-10 business days to get approved for a Walmart Credit Card if you're not approved instantly when you apply. Once you are approved, you will receive your Walmart Credit Card by mail within 10 business days. So from the moment you apply, it can take up to 20 business days to get the Walmart Credit Card.
If your application has been approved, but your card does not arrive within 10 business days, get in touch with Walmart Credit Card customer service for further assistance.
The Walmart credit card requirements for approval include being 18+ years old and having a credit score of at least 640. Walmart credit card applicants also need a monthly income that’s at least $425 more than their monthly housing payment, a valid SSN or Tax ID number, and a physical U.S. address. P.O. boxes do not qualify.… read full answer
There are a few other account and application requirements, too. For instance, an applicant is not eligible for Walmart credit card approval if they are past due or over the credit limit on any Capital One credit card account, or if they’ve submitted a Capital One credit card application twice or more in the past 30 days. Capital One issues both the Walmart Store Credit Card and the Walmart Rewards Mastercard.
Finally, it’s important to note that when you apply for a Walmart credit card, you will be automatically considered for the Walmart Rewards Mastercard, which requires fair credit (a 640+ credit score) for approval. But if Capital One is unable to approve your application, they’ll consider you for the Walmart Store Card instead. The Walmart Store Card shares many of the same features as the Mastercard, except the Store Card can only be used to make Walmart purchases.
In other words, you will have a 25-day period between when your bill is made available each month and when interest begins to be assessed.
However, if you carry a balance from one month to the next, new purchases will be assessed interest daily. The Walmart Credit Card does not currently offer 0% introductory interest rates.… read full answer
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