How long does it take to download a Capital One mobile app patch?

Depending on whether you have an iPhone or an Android phone, you can download the Capital One mobile app either from the AppStore or from Google Play, respectively.

The Capital One mobile app allows you to manage your credit cards, bank accounts, home or auto loans on the go.

It can take 7-10 days to get approved for a Capital One credit card, if you're not approved instantly when you apply. Online and phone applications generally result in an instant response.

You can expect to have your Capital One credit card in hand 7 to 10 business days after approval.… read full answer

You may be able to use your Capital One credit card before it arrives if you download the Capital One mobile app. The app shows eligible accountholders all their card details under the “Your Card Number” section of the app, but your account would need to pass certain security checks to be eligible for this feature. Capital One does not disclose any specific information with regard to this. If you aren’t seeing this option, you would have to wait for your physical card before you can use it.

You can check the status of your credit card application anytime by calling Capital One at (800) 903-9177.

A Capital One credit card payment will post by midnight on the same day it is received, as long as you submit it before 8 p.m., ET Monday-Saturday. Otherwise, it will post the following day, by midnight.

When you submit a Capital One credit card payment, it is important to note that when a payment posts to your account, the amount submitted for payment will not immediately be available. Posting only means the payment has been processed and your account will reflect that payment was made. Funds will be available by 8 a.m. the day after the payment posts.… read full answer

Here are the Capital One credit card posting dates:

• Payments submitted before 8 p.m., ET, Monday-Saturday will post the same day by midnight. Funds available by 8 a.m. ET, the day after the payment posts.
• Payments submitted after 8 p.m., ET, or on a Sunday/holiday would post the next day by midnight. Funds available by 8 a.m. ET, the day after the payment posts.
• ACH payments made through your Capital One online account, mobile app, Eno, or IVR (Interactive Voice Response) payments made through the phone number on the back of your card may post immediately following the transaction.

Regardless of how you choose to pay your Capital One credit card bill, it is always a good idea to not wait until your due date to make a payment. Give yourself enough time to allow for system outages or slow mail delivery. Payments not received by 8 p.m. on the due date, or that are less than the minimum amount due will be considered late and will be charged a late fee up to $40.