It usually takes 7-10 business days to receive a Barclaycard in the mail, from the time you get approved to when it arrives in the mail.
It’s possible, though, to get your new Barclaycard in as little as two business days if you apply either online or over the phone and request expedited delivery. However, by doing so, Barclays might consider you a high-risk customer who’s in urgent need of credit. As a result, you might receive a lower credit limit. Plus, there may be a $15-$29 fee for expedited shipping.
If it's been longer than the expected time frame but you still haven't received your Barclaycard, you should call customer service at (866) 928-8598 to check on it.
The Barclays credit card grace period is at least 23 days, lasting from the close of the billing cycle to the payment due date. If cardholders pay their statement balance in full every month, Barclays will not charge any interest.
Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the grace period. The remaining balance and any new purchases on your Barclays credit card will then start to accrue interest that compounds daily. To get a credit card grace period back, you will need to pay the statement balance in full for two consecutive months.… read full answer
It’s also important to note that grace periods do not apply to cash advances or balance transfers.
You need a credit score of 700 or better to get a Barclaycard. This means at least good credit is required for approval. However, there are some Barclays credit cards that require a credit score of 750 or better (excellent credit).
It’s important to note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Barclays credit card, too. Some other key criteria include your credit history, income, and how much debt you owe.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait and apply after you meet the credit score requirement.
A Barclays card approval is often issued instantly if you apply online. But there are times when they need a bit longer to access the required information and make a decision (up to 30 days). Either way, you'll receive your Barclays card in the mail within approximately 7-14 days or a letter informing you that you have not been approved.… read full answer
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