The length of time it will take you to graduate from fair credit to good credit, and thus qualify for a better credit card, depends on the contents of your credit report and how responsibly you manage your finances moving forward. For example, someone without much credit history could go from fair to good credit in just a few months by adding a bit of positive information to his or her credit reports. Yet it could take years for someone who is working his or her way back from severely damaged credit.
Regardless of your starting point, you can track your credit-improvement progress for free on WalletHub – the only site with free credit scores and reports that are updated on a daily basis. You will also receive customized credit-building tips as well as personalized credit-card recommendations whenever you’re eligible for a better offer.
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