How many Amex cards can you have at once? This question is about American Express Credit Cards

How many Amex cards can you have at once?

This question is about American Express Credit Cards

Cate Langs, Member

@catelangs • 04/28/23 This answer was first published on 05/27/22 and it was last updated on 04/28/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can have as many Amex credit cards as you like, provided that you meet the issuer’s eligibility requirements and get approved. There used to be a limit of 4 cards per cardholder. But according to customer service, this limit no longer applies.

It is worth noting that too many credit card applications within a short period can damage your credit standing enough to cause rejection even without an account limit in place. It also tells the lender that you are desperate to borrow, which doesn’t bode well for your ability to pay. So, make sure you only apply for the card that best suits your needs.

Does Amex combine hard pulls when I apply for two credit cards?

No, Amex doesn't combine hard pulls into a single inquiry when you apply for two different credit cards. However, it is worth noting that American Express has recently launched a new approval future that allows applicants to submit an Amex credit card application using a soft inquiry. So, only if you get approved and accept the offer, a hard inquiry will be made.

Keep in mind that a hard pull may cause your credit score to drop by...

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What's the American Express Everyday Card credit limit?

The Amex EveryDay Card credit limit is determined on a case-by-case basis. The issuer does not disclose a minimum limit in the card’s terms and conditions. It all comes down to your credit history, income and debt, plus Amex’s particular preferences and priorities.

This means you won’t know what your spending limit is until you’ve been approved for this card. But if you’re not satisfied with the limit you get, you’re not necessarily stuck with...

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Can I apply for two American Express cards at the same time?

You definitely can. I applied for a Hilton Honors American Express one day, got a 20,000 dollar limit, then later that day I applied for a Marriott Bonvoy Brilliant card, was approved with a 10,000 dollar limit, then the very next day, I applied for a platinum, was a approved with no preset spending limit.

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