How many Credit One cards can I have?

You can have up to 2 Credit One cards at once. Credit One’s 2-card rule is important because Credit One Bank has a few different credit card offers to pick from, including the Credit One Bank® Platinum Visa® for Rebuilding Credit, the Credit One Bank® Platinum Visa®, and the official Credit One Bank® NASCAR® Credit Card.

The rewards and features on the various Credit One credit cards are very similar, though. In fact, one of the main reasons for getting more than one Credit One card would be to have additional spending power. It is possible to qualify for better rewards as your credit improves, too.

However, Credit One credit cards can also be very expensive, so you may want to consider getting a second credit card from a different issuer instead. Some major credit card companies that have offers for people of all credit levels include Capital One, Discover, Bank of America and Navy Federal Credit Union.

It’s also good to note that each Credit One account can have multiple cards if you add authorized users. But since Credit One cards tend to have low credit lines and authorized users share the credit line with you, you might think twice before adding a user.

You can have two Credit One credit cards, but that might not be such a good idea, taking into consideration the annual fees, high APR and low credit limits.

Keep in mind, though, that if you have a bunch of credit cards with high balances, it’s quite possible you’ll get denied for more credit. But in that case, you aren’t being rejected because you have too many cards but rather because you have too much debt.