WalletHub, Financial Company
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How much you can go over your credit limit depends on the credit card you have.
Most credit cards will not allow you to spend over the limit. While some issuers allow you to opt-in to go over the limit, you will be charged over the limit fees that are usually quite high.
It is best to avoid spending over your credit limit. Not only does it indicate unsustainable spending habits and desperation to borrow, but it’s also bad for your credit standing.
Keep in mind that if your current credit limit isn’t high enough to meet your everyday spending needs, you may want to request a credit line increase.

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