How often do I need to use my Chase Freedom card? This question is about the Chase Freedom®

How often do I need to use my Chase Freedom card?

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This question is about the Chase Freedom®

Sue Patterson, WalletHub Analyst

@sweetsue • 08/13/20 This answer was first published on 08/13/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You should use your Chase Freedom credit card at least once a year to keep it active (but more often than that if you want your credit score to improve at a faster rate). Chase, the issuer, will close your account after 1 year of inactivity. They will send you a letter inviting you to use your card to prevent it from being closed.

Not all issuers are the same when it comes to credit card inactivity. Some might never close an inactive card, while others might do it after only a few months. But there aren’t any major credit card companies that state they’ll close your account before it’s been inactive for three months.

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