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You should use your secured credit card at least once per month in order to build credit as quickly as possible. You will build credit even if you don’t use the card, yet making at least one purchase every month can accelerate the process, as long as it doesn’t lead to missed due dates. Ultimately, how often you use a secured credit card is less important than how much of your credit line you use and whether you pay the bill on time.
Using Your Secured Credit Card Multiple Times Per Month
There’s nothing wrong with using your secured card multiple times each month, as long as you’re not spending beyond your means or maxing out your card. A good rule of thumb is to only use 30% or less of your available credit. And in general, you should strive to not carry a balance between months, as that will lead to costly interest charges.
Tracking Your Progress
Once you start using a secured credit card, it’s important to stay informed about your credit score and report. You can join WalletHub for free to get updates to both on a daily basis, along with other tools that will help you track your credit-building progress and figure out ways to improve.

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