How can I activate my Bank of America credit card?

You can activate a Visa credit card by calling the number on the back of your card or through the issuer’s website. Different cards will have different options. When you receive your Visa card in the mail, it should come with a set of instructions for activating. It’s hard to give specifics because the exact instructions for each issuer are different. But we can take you through the basics of each method. … read full answer

Here’s how to activate Visa credit cards:

• By phone. Your credit card will often come with a sticker on it or an instruction sheet that lists the phone number of an activation line. This line may be automated or may have actual representatives you can talk to. You’ll typically need to enter your card number and a few pieces of personal information, such as your Social Security Number (SSN), date of birth and/or zip code. Once you complete the process your card will be ready to use.
  If you lose the activation instructions or are having technical difficulties, all is not lost. You can call the number on the back of your card to reach customer service. They’ll be happy to manually activate your card for you once you prove your identity.
• Online. Many issuers will provide you with the address of an activation website, where all you have to do is enter your card and personal information. You may also be able to activate your card by logging into your account from the issuer’s homepage and navigating from there.
  For example, here are the online activation pages for American Express and Bank of America credit cards.
• Through customer service. Besides calling your credit card company’s customer service department, you could also call the general Visa customer service number at 1-800-847-2911. They most likely won’t be able to activate your card for you, but they can tell you whom you need to contact in order to do so. But it’s generally most efficient to talk to your issuer. A lot of companies have 24/7 customer service lines, so you should be able to get in contact any time.

Activation is a pretty easy process, usually taking only a minute or two. And it’s important to do it as soon as possible. Some issuers may close your account if you don’t activate your card within a certain amount of time.

You can check your Bank of America credit card status online. Unfortunately, there is no Bank of America credit card status phone number. If you select “check application status” on their phone menu, you’ll just hear a message that tells you to wait up to 30 days for approval and check your status online. But if you have trouble checking online, you could try to call customer service at 1 (800) 732-9194.… read full answer

In order to see whether your application is approved, denied or still pending, you’ll need to give some basic personal information like your zip code and the last four digits of your Social Security number. This ensures that Bank of America can match you to your application. You can check your application status as often as you like, as it’s free and quick.

How to check your Bank of America credit card status:

1. Go to Bank of America’s application status page.
2. Enter your last name, date of birth, last four digits of your Social Security number and zip code.
3. Click “Submit.”

You’ll now be able to see any applications you’ve submitted and whether they have been approved or denied yet. If your application is still pending, don’t worry. It may take up to 30 days from when you submitted your application to receive a decision. If you are approved, you can expect your card in 7-10 business days. But if you’re denied and think you can justify why you should be approved, you can call customer service and ask for reconsideration.