Here’s how you can apply for the Capital One Platinum Secured:
Online: To apply online, click on the “Apply Now” button and fill in the form with your name, address, Social Security number, and birthdate, among other personal information. Then, click “Submit Application”.
Over the phone: You can also apply for the Capital One Platinum Secured by phone at (800) 695-5500. When prompted, just say that you want to apply for the Capital One Platinum Secured and you will be connected to a representative.
At a branch: Another way to apply for the Capital One Platinum Secured is in a Capital One branch. Download the Capital One app or use the online locator tool to find the nearest one.
If you are approved, you will be given a customer number. You’ll need this number to pay the required security deposit, which you can do either online or over the phone at (800) 219-7931.
What you should know about the Capital One Platinum Secured security deposit:
All deposits must be at least $20 per transaction, in whole dollar increments, and funded through electronic funds transfers from a bank account.
You can make as many deposits as you need to get to the minimum deposit amount listed in your account terms – the minimum will be $49, $99 or $200, depending on your creditworthiness.
Make sure you've made the required deposit in full within 35 days of being approved, or your application will be denied.
Once Capital One has received your required deposit, your card will be on its way. The security deposit is refundable if you close your account and pay your balance in full.
Here’s how to apply for the Capital One Platinum card:
Online: Applying for the Capital One Platinum card online is the fastest and most straightforward way. You can either do it on sites like ... read full answerWalletHub or through their own website. Usually, a decision is provided instantly when you apply online. You will need to fill out a form with your personal, contact, and financial information.
Over the phone: You can also apply for the Capital One Platinum card over the phone at (800) 695-5500. When prompted, just say that you want to apply for this card and you will be connected to a representative.
At a branch: Another way to apply for the Capital One Platinum card is at a Capital One branch. Download the Capital One app or use this locator to find the nearest one.
You can check for Capital One Platinum Secured credit card pre-approval online. Capital One has a pre-approval tool that allows potential applicants to gauge their approval odds before submitting an application. From the Capital One credit cards page, click the “See if You’re Pre-Qualified” link. Then, complete the electronic questionnaire and press the green “See If I’m Pre-Approved” button.... read full answer
The pre-approval tool isn’t just for the Capital One Platinum Secured card, so the search results will turn up several Capital One cards for which you have high odds of approval. These results are based on the questionnaire and an initial credit review.
Here’s how pre-approval works:
You can apply for any of the pre-approved cards directly from the pre-approval page. There’s no guarantee you’ll be approved, but pre-approval indicates your chances are pretty high. The pre-approval process has no effect on your credit. But if you submit an application afterward, Capital One will need your permission to pull your full credit report. This “hard inquiry” will reduce your credit score by a few points, but only temporarily.
The best way to apply for a Capital One credit card is either online, or over the phone, by calling customer service at (800) 227-4825. Alternatively, you can apply for a Capital One credit card by visiting your local branch.
Here’s how to apply for a Capital One credit card:
Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub or through their own website. Usually, a decision is made instantly when you apply online. You will need fill in a form with your personal, contact and financial information.
Over the phone: You can also apply for a Capital One credit card over the phone by calling their customer service at (800) 227-4825. When prompted, just say that you want to apply for a credit card and you will be connected to a representative.
At a branch: Another way to apply for a Capital One credit card is in a Capital One branch. Download their mobile app or use this locator to find the nearest one.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.