How do I apply for the Saks Credit Card? This question is about the Saks Fifth Avenue Credit Card

How do I apply for the Saks Credit Card?

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This question is about the Saks Fifth Avenue Credit Card

Brianne Larch, WalletHub Credit Card Analyst

@BrianneLarch • 02/03/23 This answer was first published on 02/22/22 and it was last updated on 02/03/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can only apply for the Saks Fifth Avenue Credit Card at a Saks store location. You cannot apply for this card over the phone or online. For the Saks Fifth Avenue Store Card, on the other hand, you can apply both online or in person.

What to know before getting the Saks Fifth Avenue Credit Card:

A good credit score is needed to get approved for the Saks Fifth Avenue Credit Card. However, other aspects will also be taken into consideration, such as your income, existing debts, and overall creditworthiness. The Saks Fifth Avenue Store Card requires at least fair credit for approval.

You can check your credit score for free on WalletHub to see where you stand.

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How do I check my Saks Credit Card application status?

The only way you can check your Saks Fifth Avenue Credit Card application status is by calling customer service at (866) 500-7257. If you want to check the status of your Saks Fifth Avenue Store Card, you should instead call (800) 221-8340. The issuer does not allow you to check your application status online.

It should only take a few minutes to find out whether your application is approved, denied, or pending. Typically, you’ll receive a final decision on your application within 7-10 business days. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.... read full answer

Lastly, if you get denied, you can still ask the issuer to reconsider by calling customer service.

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How does the Amex Platinum Saks credit work?

The American Express Platinum card Saks credit is $100 per year toward Saks Fifth Avenue purchases, awarded in two installments: a $50 statement credit from January through June, and a $50 credit from July through December.

Cardholders must first enroll at the American Express Platinum card benefits portal in order to receive the American Express Platinum card Saks credit. Once enrolled, shoppers can apply these credits to Saks Fifth Avenue in-store and online purchases made with the American Express Platinum card. No minimum purchase is required.... read full answer

American Express Platinum card Saks Credit Limitations

The American Express Platinum card Saks credits will post to your account about 2 to 4 weeks after you make a qualified Saks Fifth Avenue purchase. Keep in mind that unused American Express Platinum card Saks credits do not roll over to the next six-month period. In addition, credits do not apply to Saks Fifth Avenue gift cards or purchases at the outlet Saks OFF 5^th Avenue, either in-store or online.

Ultimately, primary cardholders and authorized users can both apply credits to Saks purchases, but only up to a combined $100 annually.

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Does the Saks Store Card do a hard pull?

Yes, the Saks Fifth Avenue Store Card does do a hard pull when you apply for it. The issuer decides whether to approve or deny your application based on the information found in your credit reports.

A hard pull can cause your credit score to drop a few points, but that should bounce back within a couple of months.... read full answer

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