How can I cancel my First Premier credit card?

To report a lost First PREMIER Bank credit card, immediately call First PREMIER Bank customer service at 1 (800) 987-5521. First PREMIER Bank will cancel the lost card and send a replacement credit card after verifying your identity over the phone. First PREMIER Bank does not allow you to report a lost credit card through their website or mobile app.… read full answer

How to Report a Lost First PREMIER Bank Credit Card

1. Call First PREMIER Bank customer service at 1 (800) 987-5521.
2. Inform the customer service representative that you’ve lost your credit card.
3. Verify your identity by providing any requested information, such as your date of birth or the last four digits of your Social Security number.
4. Ask the First PREMIER Bank rep to cancel your old credit card and send a replacement.

You can try to get rush delivery when you call to report the lost card, but make sure to ask whether there will be a fee. Once you receive the replacement card, you will need to activate it before making any purchases.

Finally, you won’t be held liable for fraudulent charges made by anyone who may have found or stolen your First PREMIER Bank card. This is because all First PREMIER Bank credit cards have a $0 liability guarantee. That said, you should still report any unauthorized charges as soon as you notice them on your billing statement.

First PREMIER Bank waives annual fees if the card’s terms state that it will forgo the fee for the first year, or if a cardholder can demonstrate a financial hardship. Beyond that, the odds of getting First PREMIER Bank to waive an annual fee are minimal, but there’s no harm in asking.… read full answer

When First PREMIER Bank Will Waive Annual Fees

• First PREMIER Bank may waive your annual fee if you call and make a case for financial hardship.
• First PREMIER Bank may waive your annual fee if you contact customer service at 800-987-5521 and request a fee waiver.

While it’s unlikely First PREMIER Bank will grant an annual fee waiver if you simply call and ask for one, there’s no risk in making the request.

Yes, First PREMIER Bank does charge late fees when cardholders don’t make the minimum payment by the due date. The late fee for First PREMIER Bank credit cards is $28, and it will increase to $39 for subsequent late payments within six months. After six months of consecutive payments since your last missed due date, the late fee will reset to $28. Thanks to the … read full answerCARD Act of 2009, the First PREMIER Bank late fee can never exceed the minimum payment amount.

If you accidentally pay less than the minimum required payment or you miss your First PREMIER Bank credit card due date entirely, you can always ask customer service to waive the late fee by calling 1 (800) 987-5521. This is much more likely to work if you have a great payment history with First PREMIER Bank, but even if not, there’s no harm in asking.

To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.