In addition to the steps mentioned above, take a close look at the interest rate, service charges, and any additional fee associated with the cards. If you're planning to clear your balance every month, choose a card with lower service charges and annual fee.
Choose a card that offers sufficient credit limit. When it comes to rewards, choose one that aligns with your spending habits. If you're a frequent shopper, choose a card that offers great cashback on shopping. You may seek expert help before finalizing the card.
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