You can easily get a Mastercard by applying for one online. Just check out WalletHub’s picks for the best Mastercards available right now and click the “Apply Now” button when you find the right one for your needs. We will automatically redirect you to the issuer’s secure online application page. From there, you’ll need to provide some personally identifying information, including your name, address and Social Security number, as well as some info about your income and current debts.
When you submit your Mastercard credit card application, you could receive instant approval if you’re clearly qualified. Otherwise, you may have to wait 3-14 business days for a decision, depending on the issuer. Remember, many different credit card companies offer Mastercards because Mastercard itself is a card network, not a card issuer. You can learn more about the differences between card networks and card issuers from this WalletHub guide.
Mastercard credit score requirements vary by card, as there are Mastercard credit card offers for people with credit scores ranging from bad to excellent, plus applicants with limited or no credit. The credit score needed for each Mastercard is up to the banks and credit unions that issue cards on the Mastercard network.… read full answer
Below, you can see what credit score is needed to get some of the most popular Mastercard credit cards on the market. If you don’t know what your score is, you can check your latest credit score for free on WalletHub.
That’s just a small sample of the many Mastercard credit cards available right now. No matter what your credit score is, you should be able to find a Mastercard that fits your needs. And it doesn’t hurt to check out credit cards from the other networks – Visa, American Express and Discover – too.
To check for Mastercard pre-approval, look through mail and emails from credit card companies to see if there are pre-approved offers. Or go to a card issuer’s website, look for a pre-qualification portal, and input a Social Security number and other requested information to check for Mastercard pre-qualification. The issuer’s website will then show the cards for which you have decent odds of being approved.… read full answer
All major credit card issuers send out mailings or emails to customers who they think would meet the criteria they’re looking for. Not all major issuers offer an online option, but Chase, Bank of America, and Capital One are three examples of issuers that do. Each of these three credit card issuers also offers Mastercard credit cards.
In general, pre-approval indicates that the card issuer reached out to you, and pre-qualification suggests that you inquired about your approval odds. Both indicate that your chances of approval are very good if you decide to apply, but neither guarantees approval. You never know for sure whether you’ll be approved until you apply for a card. That said, you can always get a better sense of your odds by reading through WalletHub’s many credit card reviews and checking your credit score for free.
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