Simply put, get a credit card for bad credit and use it responsibly. To improve bad credit, you need to add positive information to your credit report on a regular basis, so as to basically bury negative records from the past.
A credit card for bad credit is the best tool for the job. You should be able to get approved for one. And it doesn’t have to cost you a thing. There are a handful of credit cards for people with bad credit with no annual fees. You can even build credit without making any purchases, if you’re worried about overspending.
All credit cards relay account information to the major credit bureaus each month. And that information will benefit your credit score as long as it reflects on-time payments and low credit utilization.
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