Gerald Ayala, Member
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You can pay off credit card debt with bad credit in a few ways. But probably your best option is to enter a debt management program. In this way, a debt management company will work with your lender on your behalf to reduce your monthly payments and your debt's interest rate.
You could also ask a family member or friend to loan you money.
As a last resort you could take out a personal loan, but I strongly suggest against it. Personal loans have horrible terms for people with bad credit and you wouldn't want to add more to your existing debt.
Click here to learn more about the major debt management options and to compare them.
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