That actually depends on the financial product you are interested in and the financial instituion that provides it. Some of these instituions offer prequalifing options on their websites, other will require you to contact them via phone. Your best options is to just visit their website in order to find what your options are.
Online: The easiest way to see if you’re pre-approved for a credit card is to check a credit card company’s website. Most major issuers let you find out if you prequalify for a credit card online.
Via mail: Credit card companies send pre-approved offers to people they think are a good fit for a particular card.
In person: You may be able to get pre-approved for a credit card in person at bank’s or credit union’s branch.
Shopping: When you shop at a store, whether online or in person, you might be told that you’re pre-approved for the retailer’s store credit card.
It is also worth noting that, pre-approval is offered with a soft credit inquiry, that does not hurt your credit score.
Of course, you have to keep in mind that pre-qualification doesn't mean you'll definitely get approved, it just indicates that your chances of approval are high.
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