How do you redeem Discover miles? This question is about the Discover it® Miles

You can redeem Discover miles for cash (as a direct deposit), travel credit, or Amazon.com and PayPal purchases. The value of Discover miles is the same across all redemption methods. There’s also no minimum number of miles needed to redeem, and Discover will credit your account with any unused miles when you close the account or if you don’t use your card for 18 consecutive months. To redeem Discover miles online, log in to your Discover.com account and click "Ways to Redeem." Then select Travel Purchases, Miles as Cash, or Amazon.com as your redemption method. If redeeming by phone, call (800) 347-2683 and follow the voice prompts. You can also connect to a customer service representative for assistance with redeeming miles. Here is how to redeem Discover miles: Redeem for cash or statement credit: You can redeem miles for cash back as a direct deposit to your bank account or as statement credit that goes toward your credit card bills. Apply miles toward travel: You can get travel credits to cover at least part of the cost of travel purchases (airfare or hotels) made in the last 180 days. You can select any purchase coded as travel and “erase” its cost with your earned miles. Eligible travel purchases include airfare, hotel bookings, purchases made through online travel sites, and others. Airbnb rentals, taxicab and limousine rides, Uber, and Lyft rides, and more are also covered. Pay with rewards: You can use your miles directly at Amazon.com and through PayPal to pay for purchases. Simply link your Discover it Miles card to your Amazon.com account, then link your rewards by following the instructions. From the Amazon.com checkout page, under “Payment Method,” there is an option to apply miles toward your purchase. It also lists the number of miles you have available. For PayPal purchases, visit the PayPal website to link your Discover it Miles card to your account. The Discover it Miles card is the only way you can earn Discover miles. It offers 1.5 miles per $1 spent on all purchases. Plus, Discover matches all miles you earn in the first year. To find out the number of miles you have to redeem, check the first page of your monthly statement, under "Miles Available to Redeem." You’ll also see the available balance online at the top of your account page.

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How do you redeem Discover miles?

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This question is about the Discover it® Miles

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Donald Elmer, Member

@donald_elmer • 04/16/20 This answer was first published on 06/06/19 and it was last updated on 04/16/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can redeem Discover miles for cash (as a direct deposit), travel credit, or Amazon.com and PayPal purchases. The value of Discover miles is the same across all redemption methods. There’s also no minimum number of miles needed to redeem, and Discover will credit your account with any unused miles when you close the account or if you don’t use your card for 18 consecutive months.

To redeem Discover miles online, log in to your Discover.com account and click "Ways to Redeem." Then select Travel Purchases, Miles as Cash, or Amazon.com as your redemption method. If redeeming by phone, call (800) 347-2683 and follow the voice prompts. You can also connect to a customer service representative for assistance with redeeming miles.

Here is how to redeem Discover miles:

Redeem for cash or statement credit: You can redeem miles for cash back as a direct deposit to your bank account or as statement credit that goes toward your credit card bills.
Apply miles toward travel: You can get travel credits to cover at least part of the cost of travel purchases (airfare or hotels) made in the last 180 days. You can select any purchase coded as travel and “erase” its cost with your earned miles. Eligible travel purchases include airfare, hotel bookings, purchases made through online travel sites, and others. Airbnb rentals, taxicab and limousine rides, Uber, and Lyft rides, and more are also covered.
Pay with rewards: You can use your miles directly at Amazon.com and through PayPal to pay for purchases. Simply link your Discover it Miles card to your Amazon.com account, then link your rewards by following the instructions. From the Amazon.com checkout page, under “Payment Method,” there is an option to apply miles toward your purchase. It also lists the number of miles you have available. For PayPal purchases, visit the PayPal website to link your Discover it Miles card to your account.

The Discover it Miles card is the only way you can earn Discover miles. It offers 1.5 miles per $1 spent on all purchases. Plus, Discover matches all miles you earn in the first year. To find out the number of miles you have to redeem, check the first page of your monthly statement, under "Miles Available to Redeem." You’ll also see the available balance online at the top of your account page.

Answer Question

Whats the Discover miles to dollars conversion rate?

The Discover miles to dollars conversion rate is 100 miles per $1. That means 1 Discover it mile is worth 1 cent. The Discover it Miles card is the only Discover card that rewards cardholders with miles instead of cash back.

Discover it Miles gives 1.5 miles for every $1 spent, with no limit to the number of miles you can earn. The miles won’t lose their value, either. Discover will credit your account with any unused miles if you cancel the card or don’t use it for 18 consecutive months.... read full answer

To find out how many miles you’ve earned, look under “Miles Available to Redeem” on your Discover statement or online at the top of your account page. You can redeem miles from your online account or by phone for travel credits, cash deposits or amazon.com purchases. Call the number on the back of your card for assistance.

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What's the Discover credit score requirement?

Discover credit score requirements actually vary widely because there are a number of different Discover credit cards. The Discover it® Miles card requires good or excellent credit, for example, while even people with bad credit can get the Discover it® Secured Credit Card.

Here is the complete list of Discover credit score requirements:

Good Credit: Discover it® Cash Back

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Good Credit: Discover it® Miles

Good Credit: Discover it® chrome

Good Credit: NHL® Discover it®

Limited Credit: Discover it® Student Cash Back

Limited Credit: Discover it® Student chrome

Bad Credit: Discover it® Secured Credit Card

The Discover it Student Cash Back, Discover it Student chrome and Discover it Secured Credit Card are among the best offers available to people with limited and bad credit, respectively. In fact, Discover it® Secured Credit Card is one of the only secured cards offering rewards.

You can learn more about these offers from WalletHub’s review of the best Discover cards. And you can see which Discover credit score requirements you’re able to meet by checking your latest credit score for free on WalletHub. Only WalletHub has free credit scores and reports that are updated on a daily basis. And we’ll give you personalized advice for how to improve your standing.

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How many Discover cards can you have?

You can only have 2 Discover credit cards at the same time. To get your 2nd Discover card, you must have had the 1^stcard open for at least 1 year. Your 2 Discover cards can be different or the same in most cases. But you can only have one student card and one secured card. Some people might get 2 of the same card to get around and double their quarterly spending limits for bonus categories. If you want 2 Discover cards, it’s probably best to have them cover different needs. For example, you could get 1 Discover it® Cash Back card for your everyday spending and 1 Discover it® Miles card for travel purchases.... read full answer

Here is how many Discover cards you can have:

As a primary cardholder: Up to 2 accounts. You must have the 1st card open for a year before getting a second. Your 2nd card can be different or the same, but only one can be a student or secured card.

Per account: You can get up to 5 cards for authorized users per account.

As an authorized user: There’s no limit reported for how many Discover accounts you can be an authorized user on.

Discover offers several credit cards to choose from: Discover it Cash Back, Discover it® Student Cash Back, Discover it chrome, Discover it® Student chrome, Discover it Miles, Discover it® Secured Credit Card and the NHL® Discover it® card.

Applying for a 2^nd Discover credit card account is the same as applying for your 1st. There will be a hard credit inquiry, which may temporarily hurt your credit score. And approval will depend on your annual income, expenses, and credit history. If you want to know where you stand before applying, you can check your credit score for free, right here on WalletHub.

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