KAREN MOROZ, Freelance Mortgage Professional
@nycKaren
You can redeem Discover miles for a direct deposit, travel credit, or Amazon.com purchase. Discover it miles are worth 1 cent apiece, regardless of how you redeem them. There’s also no minimum number of miles needed to redeem, and Discover will credit your account with any unused miles when you close the account or if you don’t use your card for 18 consecutive months.
To redeem Discover miles online, log in to your Discover account and click “Ways to Redeem.” Then select Travel Purchases, Miles as Cash, or Amazon.com as your redemption method. If redeeming by phone, call 1 (800) 347-2683 and follow the voice prompts. You can also connect to a customer service representative for assistance with redeeming miles.
You can redeem miles for cash back as a direct deposit to your bank account. Or, you can get travel credits to cover at least part of the cost of travel purchases made in the last 180 days. Eligible travel purchases include airfare, hotel bookings, purchases made through online travel sites, and others. Airbnb rentals, taxicab and limousine rides, Uber and Lyft rides, and more are also covered.
To redeem Discover miles toward Amazon purchases, you’ll need to link the Miles card to your Amazon.com account. From the Amazon.com checkout page, under “Payment Method,” there is an option to apply miles toward your purchase. It also lists the number of miles you have available. You can apply some or all of your miles to your purchase.
The Discover it Miles card is the only way you can earn Discover miles. It offers 1.5 miles per $1 spent on all purchases. Plus, Discover matches all miles you earn in the first year. To find out the number of miles you have to redeem, check the first page of your monthly statement. You’ll also see the available balance online at the top of your account page.
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