How do you redeem Discover miles?

Discover It® credit score requirements actually vary widely because there are a number of different Discover it credit cards. The Discover it® Miles card requires good or excellent credit, for example, while even people with bad credit can get the Discover it® Secured Credit Card.

Here is the complete list of Discover it credit score requirements:… read full answer

• Good Credit: Discover it® Cash Back
• Good Credit: Discover it® Miles
• Good Credit: Discover it® chrome
• Good Credit: NHL® Discover it®
• Limited Credit: Discover it® Student Cash Back
• Limited Credit: Discover it® Student chrome
• Bad Credit: Discover it® Secured Credit Card

The Discover it student and secured cards are among the best offers available to people with limited and bad credit, respectively. In fact, Discover it® Secured Credit Card is one of the only secured cards offering rewards.

You can learn more about these offers from WalletHub’s review of the best Discover cards. And you can see which Discover it credit score requirements you’re able to meet by checking your latest credit score for free on WalletHub. Only WalletHub has free credit scores and reports that are updated on a daily basis. And we’ll give you personalized advice for how to improve your standing.

You can only have 2 Discover credit cards at the same time. To get your 2nd Discover card, you must have had the 1st card open for at least 1 year. Your 2 Discover cards can be different or the same, such as 2 Discover it Cash Back cards. Some people might get 2 of the same card to get around quarterly spending limits for bonus categories (e.g. $1,500 spent on each card, rather than just 1). If you want 2 Discover cards, it’s probably best to have them cover different needs. For example, you could get 1 Discover it chrome card for your everyday spending and 1 Discover it Miles card for travel purchases.… read full answer

If you apply for a 2nd Discover card online, you might receive a notice asking you to call Discover. This is just a courtesy to verify that you want the 2nd card.

Discover offers 7 credit cards to choose from: Discover it Cash Back, Discover it Student Cash Back, Discover it chrome, Discover it Student chrome, Discover it Miles, Discover it Secured Credit Card and the NHL Discover it card. While you can only pick 2 to open yourself, you can also be an authorized user on as many cards as you want.

Here are how many Discover cards you can have:

1. As a primary cardholder: Up to 2 accounts. You must have the 1st card open for a year before getting a second.
2. Per account: You can get up to 5 cards for authorized users per account.
3. As an authorized user: There’s no limit reported for how many Discover accounts you can be an authorized user on.

Applying for a 2nd Discover credit card account is the same as applying for your 1st. There will be a hard credit inquiry, and approval will depend on your annual income, expenses and credit history. You can use Discover’s pre-approval tool to find out which card you have a good chance of getting.