You can redeem Discover miles for cash (as a direct deposit) travel credit, or Amazon.com and PayPal purchases. The value of Discover miles is the same across all redemption methods. There’s also no minimum number of miles needed to redeem, and Discover will credit your account with any unused miles when you close the account or if you don’t use your card for 18 consecutive months.
To redeem Discover miles online, log in to your Discover.com account and click "Ways to Redeem." Then select Travel Purchases, Miles as Cash, or Amazon.com as your redemption method. If redeeming by phone, call (800) 347-2683 and follow the voice prompts. You can also connect to a customer service representative for assistance with redeeming miles.
Here is how to redeem Discover miles:
Redeem for cash or statement credit: You can redeem miles for cash back as a direct deposit to your bank account or as statement credit that goes toward your credit card bills.
Apply miles toward travel: You can get travel credits to cover at least part of the cost of travel purchases (airfare or hotels) made in the last 180 days. You can select any purchase coded as travel and “erase” its cost with your earned miles. Eligible travel purchases include airfare, hotel bookings, purchases made through online travel sites, and others. Airbnb rentals, taxicab and limousine rides, Uber and Lyft rides, and more are also covered.
Pay with rewards: You can use your miles directly at Amazon.com and through PayPal to pay for purchases. Simply link your Discover it Miles card to your Amazon.com account, then link your rewards by following the instructions. From the Amazon.com checkout page, under “Payment Method,” there is an option to apply miles toward your purchase. It also lists the number of miles you have available. For PayPal purchases, visit the PayPal website to link your Discover it Miles card to your account.
The Discover it Miles card is the only way you can earn Discover miles. It offers 1.5 miles per $1 spent on all purchases. Plus, Discover matches all miles you earn in the first year. To find out the number of miles you have to redeem, check the first page of your monthly statement, under "Miles Available to Redeem." You’ll also see the available balance online at the top of your account page.
The Discover miles to dollars conversion rate is 100 miles per $1. That means 1 Discover it mile is worth 1 cent. The Discover it Miles card is the only Discover card that rewards cardholders with miles instead of cash back.
Discover it Miles gives 1.5 miles for every $1 spent, with no limit to the number of miles you can earn. The miles won’t lose their value, either. Discover will credit your account with any unused miles if you cancel the card or don’t use it for 18 consecutive months.… read full answer
To find out how many miles you’ve earned, look under “Miles Available to Redeem” on your Discover statement or online at the top of your account page. You can redeem miles from your online account or by phone for travel credits, cash deposits or amazon.com purchases. Call the number on the back of your card for assistance.
Discover credit score requirements actually vary widely because there are a number of different Discover credit cards. The Discover it® Miles card requires good or excellent credit, for example, while even people with bad credit can get the Discover it® Secured Credit Card.
Here is the complete list of Discover credit score requirements:… read full answer
The Discover it Student Cash Back, Discover it Student chrome and Discover it Secured Credit Card are among the best offers available to people with limited and bad credit, respectively. In fact, Discover it® Secured Credit Card is one of the only secured cards offering rewards.
You can only have 2 Discover credit cards at the same time. To get your 2nd Discover card, you must have had the 1st card open for at least 1 year. Your 2 Discover cards can be different or the same, but only of them can be a student card or a secured card. Some people might get 2 of the same card to get around and double their quarterly spending limits for bonus categories. If you want 2 Discover cards, it’s probably best to have them cover different needs. For example, you could get 1 … read full answerDiscover it® Cash Back card for your everyday spending and 1 Discover it® Miles card for travel purchases.
Here is how many Discover cards you can have:
As a primary cardholder: Up to 2 accounts. You must have the 1st card open for a year before getting a second. Your 2nd card can be different or the same, but only one can be a student or secured card.
Per account: You can get up to 5 cards for authorized users per account.
As an authorized user: There’s no limit reported for how many Discover accounts you can be an authorized user on.
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