To use Capital One rewards, log in to your Capital One credit card account online or through the Capital One mobile app. You can also use your Capital One rewards by calling the number on the back of your card and asking the automated system to connect you with a representative after you’ve entered your card number.
You can use Capital One rewards for travel, gift cards, statement credits, merchandise, or transfers to airline and hotel partners. The exact options, and best option, will depend on which Capital One rewards card you have. For example, if you have a Capital One card with cash rewards, it’s best to redeem for a statement credit. And if your Capital One card gives rewards in miles, it’s best to redeem for travel.
How to Use Capital One Rewards Online
Sign in to the Capital One website.
- Select the Capital One card you want to use for rewards redemption.
- Click on the rewards total shown at the top of the page.
- Choose your preferred redemption option.
- Follow the prompts to redeem your Capital One rewards.
There’s no limit to the amount of Capital One rewards you can earn, and Capital One rewards do not expire. But you will lose unredeemed rewards if your account is closed for any reason.
It’s a good idea to redeem your rewards often. That’s especially true if your Capital One card earns miles, because miles are subject to rewards devaluation.
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