To check your HSBC credit card application status, refer to the email HSBC sent you after submitting your credit card application or call 888-385-8916. Calling the customer service line will allow you to speak with a representative, even if you don’t have an open account with HSBC – just wait until the automated system gives the option to press pound (#) if you don’t have an HSBC account.
HSBC commonly asks credit card applicants for more documents for identity verification, according to forum posts online. And some customers report that they didn’t receive an email status notification until days after applying. So calling to check on your HSBC application status may be the best option.
Alternately, you can go to the nearest HSBC branch to check your HSBC credit card application status in person. There aren’t many in the US, but you may be near one. Here's the link to find them. When HSBC makes a decision about your credit card application, you will receive an email from them.
You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.… read full answer
All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.
How to Check Your Credit Card Application Status with Major Issuers:
Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.
Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied.
It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be … read full answerinstantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10 business days to hear back.
Here’s what affects how long it takes to get approved for a credit card:
The way you apply. You can apply for most credit cards by mail, by phone or online. If you apply by mail, that’s going to add an extra 1-7 days just for your application to get there. The other two methods both allow for instant approval.
Your credit and income. No credit card guarantees instant approval. You’ll only get it if you exceed the issuer’s credit, income and other requirements. If you’re right on the border of qualifying, the issuer will probably take longer to consider your application. The typical wait time is 7-10 business days, which translates to around two weeks.
Your personal info. You’ll need to enter details like your name, date of birth, address and Social Security number when you apply for any card. That information also is present on your credit reports, which the issuer will check during the approval process. If the information on your application doesn’t match the information on your report, or if it gets flagged as fraudulent, it will hold up the process until the issuer can verify your identity.
So the standard timeframe in which you can expect to be approved for a credit card and receive it by mail is approximately 3-4 weeks. If you’re not approved instantly, count on 7-10 business days for approval and 7-10 business days for delivery. And if you’re itching to get your card faster, don’t forget to ask the issuer about expedited delivery.
If you’re instantly approved for the credit card that you apply for, you should see the good news on your screen within a minute of submitting your application. Whether or not you’re approved instantly, you’ll receive notice of the issuer’s decision via email. This could take up to 14 business days… read full answer, but applications are generally processed after that.
Finally, if you’re approved for a credit card, you will receive the card in the mail within 7-10 business days of approval. If you would like to check the status of your application, we recommend calling the issuer’s customer service department. Some credit card companies also let you check on their website.
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