Evelyn Boros, Credit Cards Moderator
You can apply for an HSBC credit card either online or over the phone at (877) 850-4722. You can also submit a credit card application at a HSBC Bank branch. Note that you must first open an HSBC deposit account before applying for an HSBC credit card.
To apply, you must be at least 18 years old, have a Social Security Number (SSN) and a U.S. residential address. If you don’t have an SSN or you have a military address, you must call (800) 975-4722.
How to Apply for an HSBC Credit Card
- Online: To submit an application for an HSBC credit card online, visit the issuer’s website. Just keep in mind that you must open a checking account first, which can also be done online.
- Over the phone: Call (877) 850-4722 and follow the automated prompts to apply for both a checking account (if you don’t already have one) and for a credit card. If you don’t have an SSN or you have a military address, you must call (800) 975-4722, instead.
- At a branch: You can apply for an HSBC credit card at your local HSBC branch during normal business hours. If you don’t have a checking account, you can open it in person as well.
After applying, you can check your application status by phone at (844) 867-5750. Alternatively, you will receive your decision within 10 business days via mail.
Keep in mind that you need excellent credit in order to get approved for an HSBC credit card. If you don’t know where you stand, check out your credit score for free on WalletHub.
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