How do I apply for an HSBC credit card? This question is about HSBC Credit Cards

You can apply for an HSBC credit card either online or over the phone at (877) 850-4722. You can also submit a credit card application at a HSBC Bank branch. Note that you must first open an HSBC deposit account before applying for an HSBC credit card. To apply, you must be at least 18 years old, have a Social Security Number (SSN) and a U.S. residential address. If you don’t have an SSN or you have a military address, you must call (800) 975-4722. How to Apply for an HSBC Credit Card Online: To submit an application for an HSBC credit card online, visit the issuer’s website. Just keep in mind that you must open a checking account first, which can also be done online. Over the phone: Call (877) 850-4722 and follow the automated prompts to apply for both a checking account (if you don’t already have one) and for a credit card. If you don’t have an SSN or you have a military address, you must call (800) 975-4722, instead. At a branch: You can apply for an HSBC credit card at your local HSBC branch during normal business hours. If you don’t have a checking account, you can open it in person as well. After applying, you can check your application status by phone at (844) 867-5750. Alternatively, you will receive your decision within 10 business days via mail. Keep in mind that you need excellent credit in order to get approved for an HSBC credit card. If you don’t know where you stand, check out your credit score for free on WalletHub.

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How do I apply for an HSBC credit card?

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This question is about HSBC Credit Cards

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Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 02/24/23 This answer was first published on 01/25/21 and it was last updated on 02/24/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can apply for an HSBC credit card either online or over the phone at (877) 850-4722. You can also submit a credit card application at a HSBC Bank branch. Note that you must first open an HSBC deposit account before applying for an HSBC credit card.

To apply, you must be at least 18 years old, have a Social Security Number (SSN) and a U.S. residential address. If you don’t have an SSN or you have a military address, you must call (800) 975-4722.

How to Apply for an HSBC Credit Card

Online: To submit an application for an HSBC credit card online, visit the issuer’s website. Just keep in mind that you must open a checking account first, which can also be done online.
Over the phone: Call (877) 850-4722 and follow the automated prompts to apply for both a checking account (if you don’t already have one) and for a credit card. If you don’t have an SSN or you have a military address, you must call (800) 975-4722, instead.
At a branch: You can apply for an HSBC credit card at your local HSBC branch during normal business hours. If you don’t have a checking account, you can open it in person as well.

After applying, you can check your application status by phone at (844) 867-5750. Alternatively, you will receive your decision within 10 business days via mail.

Keep in mind that you need excellent credit in order to get approved for an HSBC credit card. If you don’t know where you stand, check out your credit score for free on WalletHub.

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How do I check my HSBC credit card application status?

You can check your HSBC credit card application status either online through live chat or over the phone at (844) 867-5750. Alternatively, you can check the status in person, by visiting your nearest HSBC branch. Make sure to also check the email HSBC sent you after submitting your credit card application for further instructions.

How to Check Your HSBC Application Status

Via live chat: Go to the HBC website and click on the “live chat” icon...

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How do I know if I pre-qualify for an HSBC credit card?

HSBC has pre-approval, but it only extends pre-approved offers via mail or e-mail, or to existing customers through their online account. HSBC does not have an online tool that interested consumers can use to check their pre-approval status. And unlike online pre-approvals that may return results for multiple cards with the highest odds of approval, HSBC’s mailed or e-mailed pre-approval offers will be for one specific credit card.

If you wish to respond to...

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What are my HSBC credit card approval odds?

Your HSBC credit card approval odds are best if you have an excellent (750+) credit score.

That's not the only thing HSBC will take into consideration when deciding about your application. Other factors, such as your income, existing debts, credit history or overall creditworthiness will all play a role.

To better assess your approval odds, try out WalletHub's free credit score tool.

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