How do I do a balance transfer with HSBC?

To do a balance transfer with HSBC, you can make a request online or by calling customer service at (800) 975-4722. You will need to have a HSBC credit card account open before making a request.

HSBC balance transfers usually take 7-10 business days to process. In the meantime, continue to make payments on your original debt in order to avoid any late fees and possible damage to your credit score.

How to Do a Balance Transfer with HSBC

1. Log in to your HSBC credit card account.
2. Select “My Accounts” from the main menu.
3. Select your credit card and then click on “Manage Card”.
4. Click on “Balance Transfer”
5. Enter the account number(s) and the amount(s) you’d like to transfer.
6. Verify your information is correct and submit the application.

Key Things to Know About HSBC Balance Transfers

• HSBC accepts balance transfers from other issuers’ credit cards. HSBC does not allow balance transfers from other HSBC credit accounts or any other type of debt.
• The transfer amount cannot exceed the available credit limit on your HSBC credit card, including fees.
• If there is an intro balance transfer offer available when you open a new HSBC credit card account, you will have 60 days to take advantage of the offer before it expires.
• HSBC may also offer promotional balance transfer offers to existing cardholders from time to time.
• If there is no promotional offer available, the balance transfers will be made at the HSBC card’s regular APR of 19.49% - 23.49% (V) (based on creditworthiness).
• There is also a  balance transfer fee of 4% (min $10) on HSBC balance transfers, depending on the card. 

Ultimately, a balance transfer calculator can also help you figure out how much you can save with a balance transfer.