It offers 50,000 points for purchases of at least $4,000 in the first 3 months of account opening, for an annual fee of $395.
If you're looking for a bonus that's almost as good, without the high annual fee, I'd suggest the HSBC Premier World Mastercard Credit Card. It offers 35,000 points initial bonus for purchases of at least $3,000 in the first 3 months of account opening, with $0 annual fee in the first year, and $0 - $95 after.
You can redeem your HSBC rewards online or by calling 1-800-975-4722 for the following:
Transferring them to airline partners at a 1:1 ratio
Booking travel at a 1:1.25 – 1:1.50 ratio
Gift cards or merchandise
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