What is the HSBC credit card interest rate? This question is about HSBC Credit Cards

The HSBC credit card interest rate is 21.24% (V) to 25.24% (V), depending on an applicant’s creditworthiness and the card they’re applying for. The average interest rate among new credit card offers is 22.39%, according to WalletHub research. HSBC Credit Card Interest Rates By Card HSBC Premier World Credit Card: 21.24% to 25.24% (V) HSBC Elite Credit Card: 21.24% to 25.24% (V) The regular purchase APRs on HSBC credit cards are variable, meaning they can change based on certain economic conditions. In addition to the regular rate, HSBC credit cards also come with a separate interest rate for cash advances and a penalty rate for delinquent payments. The interest rates will be listed on the card’s monthly statement and online account summary.

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What is the HSBC credit card interest rate?

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This question is about HSBC Credit Cards

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Chip Lupo, Credit Card Writer

@CLoop • 03/11/22 This answer was first published on 03/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The HSBC credit card interest rate is 21.24% (V) to 25.24% (V), depending on an applicant’s creditworthiness and the card they’re applying for. The average interest rate among new credit card offers is 22.39%, according to WalletHub research.

HSBC Credit Card Interest Rates By Card

HSBC Premier World Credit Card: 21.24% to 25.24% (V)
HSBC Elite Credit Card: 21.24% to 25.24% (V)

The regular purchase APRs on HSBC credit cards are variable, meaning they can change based on certain economic conditions. In addition to the regular rate, HSBC credit cards also come with a separate interest rate for cash advances and a penalty rate for delinquent payments. The interest rates will be listed on the card’s monthly statement and online account summary.

What is the highest credit card interest rate?

The highest credit card interest rate in recent memory was 79.9% on a card offered by First Premier Bank in 2010 but that offer’s not available anymore. The current highest credit card interest rate is 36% on the First PREMIER® Bank Mastercard Credit Card.

The next highest credit card interest rate seems to be 35.99%, charged by the Total Visa® Card and the Milestone® Mastercard®. These rates are very high when you consider that the average interest rate is only around 22.39%.

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What is a good interest rate on a credit card?

A good interest rate on a credit card is 14% and below. That is roughly the average regular interest rate on credit cards for people with excellent credit. Even a relatively good interest rate on credit cards for people with lower scores is not all that low. For example, credit card users with good or fair credit could pay interest at an annual rate of 20%+ and still have a below-average APR. Better-than-average for a credit card overall isn’t much...

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How do I find the interest rate on my credit card?

To find the interest rate on your credit card, look at your cardmember agreement and your monthly credit card statements. Your interest rate will be there in the form of an annual percentage rate (APR). But as “annual” implies, an APR is the cumulative interest rate for a whole year, which isn’t all that helpful for calculating actual interest charges from day to day or month to month.

You can figure your daily interest...

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