Does HSBC have a credit card with no annual fee? This question is about HSBC Credit Cards

Does HSBC have a credit card with no annual fee?

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This question is about HSBC Credit Cards

Chip Lupo, Credit Card Writer

@CLoop • 04/22/22 This answer was first published on 04/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, HSBC does have a credit card with no annual fee. The HSBC credit card with a $0 annual fee is the HSBC Premier World Credit Card, which offers 1 - 2 points per $1 on purchases and a complimentary ShopRunner membership.

A HSBC card with a $0 annual fee will save you around $21.65 each year, compared to the average credit card offer. You shouldn’t completely rule out cards with annual fees, however. If you use enough perks and make enough purchases on a rewards card with an annual fee, the rewards can more than make up for the cost of having the card.

For more $0 annual fee credit card suggestions, try WalletHub’s CardAdvisor tool or create a WalletHub account to get free, personalized credit card recommendations.

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What is the HSBC credit card foreign transaction fee?

The HSBC credit card foreign transaction fee is 0% on all of its cards. This means you won’t be charged extra on transactions processed outside of the United States. It applies to both purchases at a physical location in a foreign country and online transactions through internationally-based merchants.

HSBC Foreign Transaction Fee by Card

HSBC Premier World Credit Card: 0%
HSBC Elite Credit Card: 0%

In addition to no foreign fees, HSBC credit cards are also on the...

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What is the HSBC Gold Credit Card credit limit?

The HSBC Gold Credit Card credit limit is between $500 and $25,000. Approved applicants get at least $500, but the higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.

The HSBC Gold Credit Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase either online, or by calling the HSBC customer service number on the back of your card. But it’s best not to do...

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How do I know if I pre-qualify for an HSBC credit card?

HSBC has pre-approval, but it only extends pre-approved offers via mail or e-mail, or to existing customers through their online account. HSBC does not have an online tool that interested consumers can use to check their pre-approval status. And unlike online pre-approvals that may return results for multiple cards with the highest odds of approval, HSBC’s mailed or e-mailed pre-approval offers will be for one specific credit card.

If you wish to respond to...

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