Syd Jones, WalletHub Credit Card Analyst
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The HSBC Gold Credit Card credit limit is between $500 and $25,000. Approved applicants get at least $500, but the higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The HSBC Gold Credit Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase either online, or by calling the HSBC customer service number on the back of your card. But it’s best not to do that more than once a year as requests for credit limit increases trigger hard inquiries on your credit report.
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