Syd Jones, WalletHub Credit Card Analyst
@syd.jones
The HSBC Gold Credit Card credit limit is between $500 and $25,000. Approved applicants get at least $500, but the higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The HSBC Gold Credit Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase either online, or by calling the HSBC customer service number on the back of your card. But it’s best not to do that more than once a year as requests for credit limit increases trigger hard inquiries on your credit report.
People also ask
What credit score is needed for an HSBC credit card?
For the majority of the HSBC credit cards at least a good (700+) or excellent (750+) credit score is needed.
The only exception is the HSBC Cash Rewards Mastercard Student Account which you can get with a fair (640+) credit score, but also a limited credit history.
HSBC will also take other things into consideration when deciding about your application, such as your income, debts or overall creditworthiness.
How do I know if I pre-qualify for an HSBC credit card?
HSBC has pre-approval, but it only extends pre-approved offers via mail or e-mail, or to existing customers through their online account. HSBC does not have an online tool that interested consumers can use to check their pre-approval status. And unlike online pre-approvals that may return results for multiple cards with the highest odds of approval, HSBC’s mailed or e-mailed pre-approval offers will be for one specific credit card.
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read full answerWhat's the HSBC Gold Mastercard credit score requirement?
A credit score of at least 700, which is good credit, is required to apply for the HSBC Gold Mastercard credit card.
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