Chip Lupo, Credit Card Writer
@CLoop
Yes, HSBC does charge late fees when cardholders don’t make the minimum payment by the due date. The late fee for HSBC credit cards can be up to $39, though the late fee can never exceed the minimum payment amount thanks to the CARD Act of 2009.
If you accidentally pay less than the minimum required payment or you miss your HSBC credit card due date entirely, you can always ask customer service to waive the late fee by calling 1 (800) 975-4722. This is much more likely to work if you have a great payment history with HSBC, but even if not, there’s no harm in asking.
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
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