The HSBC Premier World Mastercard travel insurance works by offering a coverage of up to $1,000,000 while on a common carrier covered trip. To benefit from it, the entire cost of the fare has to be charged to your Premier World Mastercard.
The insurance covers:
Accidental loss of life
Loss of speech, hearing or sight
Loss of limbs
Exclusions:
Passengers acting or training as a pilot or crew member
Passengers with any pre-existing conditions that lead to covered incidents
Passengers committing felony or illegal activity
Intoxicated passengers
Parachuting
Attempted suicide
To file a claim, call 1-855-378-9448 within 20 days of occurrence or as soon as reasonably possible.
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