Does HSBC offer price protection? This question is about HSBC Credit Cards

Does HSBC offer price protection?

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This question is about HSBC Credit Cards

Chip Lupo, Credit Card Writer

@CLoop • 03/10/22 This answer was first published on 03/10/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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HSBC offers price protection on the HSBC Elite Credit Card. The price protection benefit reimburses the difference between the price originally paid for an item and a lower sale price advertised by any retailer within 60 days of the purchase date.

The cardholder must have paid for the item entirely using an eligible HSBC card or rewards earned with the card to be covered. The coverage has a limit of $250 per item, with an annual limit of $1,000 per account. HSBC price protection does not cover certain items, such as items purchased for resale, rental, professional, or commercial use.

To file a HSBC price protection claim, call the Benefit Administrator at 1-800-307-7309 or visit the card benefits website and request a claim form within 120 days of when the lower price was first advertised. Then, submit the form and any other required documents, such as a copy of the advertisement, a receipt and a statement showing the item was purchased, and an itemized purchase receipt, within 180 days of when the advertisement’s publication. Refer to your benefits guide for complete details.

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How do I get my HSBC credit card login info?

To get your HSBC credit card login info, you have to register for online banking via the HSBC website. After verifying your identity, you will create a username and password. If you already have an online account but you forgot your credentials, you can click on “Forgot username?” to recover them.... read full answer

How to Get Your HSBC Credit Card Login Info

Visit the HSBS webpage and click on “Register.”

Read the Terms & Conditions and click on “Accept.”

Verify your identity by entering personal information like your Social Security Number and HSBC account number. Then, click on “Continue.”

Choose a security question and device.

Lastly, check the information you provided and confirm it.

Don't forget to activate your credit card before registering. You can do that trough either the HSBS webpage or your HSBC Mobile App.

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How can I pay my HSBC Credit Card?

You can pay your HSBC credit card either online or through the mobile app. Alternatively, you can make a HSBC credit card payment over the phone at (800) 975-4722 or by mail.

Ways to Pay Your HSBC Credit Card

Online: Log in to your HSBC credit card account and select the credit card you want to pay. Then, select “Manage Card”. From there, click “Make a Payment”, and choose the amount you’d like to pay along with which bank account you want to pay from.... read full answer

Through the mobile app: Download the app for Android or iOS. Then, log in to your account and follow the same instructions as above to make a payment.

By phone: Call (800) 975-4722 or the number on the back of your card. Have your HSBC card around, so you can easily input your credit card number when prompted by the automated system. The prompts will then guide you through the process of making a payment.

By mail: If you’d rather mail in your HSBC credit card payment, send a check or money order, along with the payment coupon from your credit card statement, to the following mailing address:

HSBC Bank USA, N.A.
P.O. Box 4657
Carol Stream, IL 60197-5255

You can also pay your HSBC accounts automatically by enrolling in autopay. This way, you’ll never miss a payment. To enroll in HSBC autopay, log in to your account. From the “My Accounts” menu select your HSBC credit card and then click the “Manage Card” button. From the menu, select “Payments” and then click “AutoPay”.

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Are there any HSBC business credit cards?

No, there aren’t any HSBC business credit cards at the moment. But there are alternatives for business owners looking for lucrative rewards and $0 fees.

For instance, the Ink Cash card offers 1 - 5% cash back on purchases and an initial bonus of $750 for spending $6,000 in the first 3 months. Another good business rewards credit card is the American Express Blue Business Plus card. It offers an initial bonus of 15,000 points for spending $3,000 in the first 3 months. Plus, you can earn 1 - 2 points per $1 spent on purchases. ... read full answer

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