No, there is no Hyatt business credit card. The only Hyatt credit card is The World of Hyatt Credit Card which is a consumer credit card that business owners can also apply for. Its rewards fair well with the best hotel credit card promotions out there right now. New cardholders earn 30,000 points for spending $3,000 in the first 3 months. Plus, Hyatt Credit Card also offers 4 points per $1 spent at Hyatt hotels, 2 points per $1 at restaurants, on tickets booked with airlines, transit and gym memberships, 2 points per $1 on all other purchases in the first 6 months (on up to $15,000 spent), 1 point per $1 on all other purchases after that. Free nights at Hyatt hotels start at 5,000 points, so that's potentially 6 free nights in Category 1 Hyatt properties just for earning the initial bonus. And there are plenty of other perks like free nights on your account anniversaries, World of Hyatt Discoverist Status and more.
The Hyatt Credit Card is issued by Chase, and you'll need at least good credit to get approved for it. The initial bonus and subsequent free night each year you renew the card will more than pay for the $95 annual fee.
The World of Hyatt Credit Card’s credit score requirement is at least 700, which means applicants need good credit or better for approval. In addition to a 700+ credit score, the Hyatt Credit Card requires a steady annual income and relatively little outstanding debt. Chase, which issues the World of Hyatt Credit Card, takes these factors into account when deciding whether to approve or deny an application, along with things like the applicant’s payment history and recent credit inquiries.… read full answer
If you’re approved for a World of Hyatt Card, your credit score will also go a long way in determining the card’s interest rate and credit limit. Generally speaking, the higher your credit score, the more likely you are to secure favorable terms on your account.
Hyatt points are worth 2 cents each, on average. That means 10,000 Hyatt points have a value of about $200. Plus, Hyatt points are more valuable than the average hotel points, which are worth roughly 0.95 cents each.
It's important to remember that the value of Hyatt points depends on how they are redeemed. They have the most value when used for World of Hyatt hotel reservations. You can easily calculate the value of Hyatt points for any redemption method, though.… read full answer
How to Earn More Hyatt Points
One of the best ways to increase the number of Hyatt points that you earn is to apply for a Hyatt credit card. That can also help you reach a higher status tier in the World of Hyatt, further boosting your earning potential.
The easiest way to calculate the value of Hyatt points is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula:
Dollar Value of Redemption Item / Number of Hyatt Points Needed = Hyatt Point Value
The top Hyatt Credit Card benefits are a 30,000-point sign-up bonus, up to 2 free nights each account anniversary, and 4 points / $1 spent on Hyatt hotel purchases. In addition to those perks, the Hyatt Credit Card gives users automatic “Discoverist” status. This rewards tier offers complimentary premium internet, 2 p.m. checkouts, a free night after staying at five different Hyatt properties and more.… read full answer
The Hyatt Credit Card is issued by Chase Bank. Applicants need good credit (700+ credit score) to have a good chance of approval. Cardholders also need to use the card regularly to ensure their rewards earnings cover the cost of its $95 annual fee.
Here are the top Hyatt Credit Card benefits:
Earn up to 30,000 bonus points. 30,000 points for spending $3,000 in the first 3 months.
Good earning rate. 4 points per $1 spent at Hyatt hotels, 2 points per $1 at restaurants, on tickets booked with airlines, transit and gym memberships, 2 points per $1 on all other purchases in the first 6 months (on up to $15,000 spent), 1 point per $1 on all other purchases after that.
Multiple redemption options: Points are redeemable for free hotel stays, starting at 5,000 points. Plus, they’re usable for room upgrades and at partnered hotel facilities like restaurants, spas and lounges.
High redemption value: World of Hyatt points are worth nearly two cents each when redeemed for Hyatt reservations.
Anniversary bonus. One free night at a Category 1-4 Hyatt property each account anniversary.
Spending bonus: Earn an additional free night by spending $15,000 during a card anniversary year.
Automatic elite status. Cardholders start with Hyatt Discoverist status. That gives a 10% bonus on rewards points for each hotel stay, expedited check-in, room preference at time of check in (when available), late checkout and more.
The Hyatt Credit Card’s benefits are ideal for frequent travelers who usually stay at Hyatt properties. Cardholders will enjoy status perks from the day they get the card. And the more the card is used, the faster the cardholder can move up to a higher status.
If you don’t foresee regular stays at Hyatt hotels, a general travel rewards card might be a better bet. Having said that, you can check out our editors' latest picks for the best travel credit cards on the market.
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