Yes, Hyatt does have a business credit card, the World Of Hyatt Business Credit Card. This card offers new cardholders 60,000 points for spending $5,000 in the first 3 months. Plus, you can earn 1 - 4 points per $1 spent on purchases.
The World Of Hyatt Business Credit Card comes with a hefty $199 annual fee, though. But if you're a frequent traveler who spends enough time at Hyatt properties, its rewards have the potential to offset it.
Here's what you should know about the World Of Hyatt Business Credit Card:
Initial bonus: 60,000 points for spending $5,000 in the first 3 months.
Ongoing rewards: 4 points per $1 spent at Hyatt hotels, 2 points per $1 spent in top three spend categories each quarter through 12/31/23, then top two categories each quarter, 2 points per $1 on fitness club and gym memberships, and 1 point per $1 on all other purchases after that.
Interest rate: Regular APR of 20.24% - 27.24% (V), based on the specifics of your credit.
Credit score requirement: Good credit or better (a credit score of 700+) for good odds of approval.
Given that Hyatt points are worth 2.21 cents each on average, the World Of Hyatt Business Credit Card is a good option for frequent travelers who spend enough money and a lot of nights at Hyatt properties. Otherwise, the $199 annual fee can be quite steep. If you're a frequent traveler who isn't tied to Hyatt, feel free to also check out some of the best business credit cards for travel available right now on the market.
The Hyatt Credit Card credit score requirement is of at least 700, which means applicants need good credit or better for approval. which means applicants need good credit or better for approval. In addition to a 700+ credit score, the Hyatt Credit Card requires a steady annual income and relatively little outstanding debt. Chase, which issues the World of Hyatt Credit Card, takes these factors into account when deciding whether to approve or deny an application, along with things like the applicant’s payment history and recent credit inquiries.… read full answer
If you’re approved for a World of Hyatt Card, your credit score will also go a long way in determining the card’s interest rate and credit limit. Generally speaking, the higher your credit score, the more likely you are to secure favorable terms on your account.
Hyatt points are worth 2.21 cents each, on average. That means 10,000 Hyatt points have a value of about $221. Plus, Hyatt points are more valuable than the average hotel points, which are worth roughly 0.95 cents each.
It's important to remember that the value of Hyatt points depends on how they are redeemed. They have the most value when used for World of Hyatt hotel reservations. You can easily calculate the value of Hyatt points for any redemption method, though.… read full answer
How to Earn More Hyatt Points
One of the best ways to increase the number of Hyatt points that you earn is to apply for a Hyatt credit card. That can also help you reach a higher status tier in the World of Hyatt, further boosting your earning potential.
The easiest way to calculate the value of Hyatt points is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula:
Dollar Value of Redemption Item / Number of Hyatt Points Needed = Hyatt Point Value
The top Hyatt Credit Card benefits include a 30,000-point sign-up bonus, up to 2 free nights each account anniversary, and 4 points / $1 spent on Hyatt hotel purchases. In addition to those perks, the Hyatt Credit Card gives users automatic Discoverist status. This rewards tier offers complimentary premium internet, 2 p.m. checkouts, and more.
Note that applicants need at least good credit (700+ credit score) to have a good chance of approval. Cardholders also need to use the card regularly to ensure their rewards earnings cover the cost of its $95 annual fee.… read full answer
Here are the top Hyatt Credit Card benefits:
Earn up to 30,000 bonus points: 30,000 points for spending $3,000 in the first 3 months.
Good earning rate: 4 points per $1 spent at Hyatt hotels, 2 points per $1 at restaurants, on tickets booked with airlines, transit and gym memberships, 2 points per $1 on all other purchases in the first 6 months (on up to $15,000 spent), 1 point per $1 on all other purchases after that.
Multiple redemption options: Points are redeemable for free hotel stays, starting at 3,500 points. Plus, they’re usable for room upgrades and at partnered hotel facilities like restaurants, spas, and lounges.
High redemption value:World of Hyatt points are worth nearly two cents each when redeemed for Hyatt reservations.
Anniversary bonus: One free night at a Category 1-4 Hyatt property each account anniversary.
Spending bonus: Earn an additional free night by spending $15,000 during a card anniversary year.
Automatic elite status: Cardholders start with Hyatt Discoverist status. That gives a 10% bonus on rewards points for each hotel stay, expedited check-in, room preference at time of check in (when available), late checkout, and more.
No foreign transaction fee: You will not be charged extra for purchases made while traveling outside of the United States or online, through international merchants.
Travel insurance: This card offers baggage delay insurance, lost luggage reimbursement, and trip cancellation/interruption insurance, among others.
Purchase protection: This benefit covers eligible items against damage and theft for 120 days after the purchase date. You’re covered for replacement, repair, or reimbursement, up to certain amount.
The Hyatt Credit Card’s benefits are ideal for frequent travelers who usually stay at Hyatt properties. Cardholders will enjoy status perks from the day they get the card. And the more the card is used, the faster the cardholder can move up to a higher status.
If you don’t foresee regular stays at Hyatt hotels, a general travel rewards card might be a better bet. Having said that, you can check out our editors' latest picks for the best travel credit cards on the market.
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