To get the $95 Hyatt credit card annual fee waived, a cardholder must either be on active military duty or be willing to call and negotiate a waiver with Chase. Active-duty and full-time military members can call Chase customer service at 1-800-436-7941 to request their SCRA benefits. These include waived annual fees and lower interest rates on credit cards, among other things.
Non-military Hyatt cardholders can also call Chase customer service at the number above to request an annual fee waiver, though it’s important to understand that this approach may not be successful. If you are considering closing your Hyatt credit card account if the annual fee is not waived, you may want to say so over the phone. This could get the call transferred to Chase’s retention department, which could lead to a better offer. Some forum users have reported success doing this with other Chase credit cards, though some users have suggested waiting a year after account opening to ask for a fee waiver from Chase.
Cardholders who don’t end up getting the $95 annual fee waived should consider keeping the card, especially if they are loyal Hyatt customers. Points earned in Hyatt’s loyalty program go a long way - free nights start at 5,000 points – and every $1 spent on Hyatt stays will get 9 points total. So spending just $556 annually on Hyatt stays will net a free night. Also, cardholders get an automatic free night every year they renew the card, which is good for a stay at any Category 1-4 Hyatt hotel. The annual free night alone is worth the cost of owning the card. And if you’re able to earn 2 free nights in a year, you’ll get more than the cost of the annual fee in value.
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