What are the top Hyatt credit card benefits?

The top Hyatt Credit Card benefits include a 30,000-point sign-up bonus, up to 2 free nights each account anniversary, and 4 points / $1 spent on Hyatt hotel purchases. In addition to those perks, the Hyatt Credit Card gives users automatic Discoverist status. This rewards tier offers complimentary premium internet, 2 p.m. checkouts, and more.

Note that applicants need at least good credit (700+ credit score) to have a good chance of approval. Cardholders also need to use the card regularly to ensure their rewards earnings cover the cost of its $95 annual fee.

Here are the top Hyatt Credit Card benefits:

• Earn up to 30,000 bonus points: 30,000 points for spending $3,000 in the first 3 months.
• Good earning rate: 4 points per $1 spent at Hyatt hotels, 2 points per $1 at restaurants, on tickets booked with airlines, transit and gym memberships, 2 points per $1 on all other purchases in the first 6 months (on up to $15,000 spent), 1 point per $1 on all other purchases after that.
• Multiple redemption options: Points are redeemable for free hotel stays, starting at 3,500 points. Plus, they’re usable for room upgrades and at partnered hotel facilities like restaurants, spas, and lounges.
• High redemption value: World of Hyatt points are worth nearly two cents each when redeemed for Hyatt reservations.
• Anniversary bonus: One free night at a Category 1-4 Hyatt property each account anniversary.
• Spending bonus: Earn an additional free night by spending $15,000 during a card anniversary year.
• Automatic elite status: Cardholders start with Hyatt Discoverist status. That gives a 10% bonus on rewards points for each hotel stay, expedited check-in, room preference at time of check in (when available), late checkout, and more.
• No foreign transaction fee: You will not be charged extra for purchases made while traveling outside of the United States or online, through international merchants.
• Travel insurance: This card offers baggage delay insurance, lost luggage reimbursement, and trip cancellation/interruption insurance, among others.
• Purchase protection: This benefit covers eligible items against damage and theft for 120 days after the purchase date. You’re covered for replacement, repair, or reimbursement, up to certain amount.

The Hyatt Credit Card’s benefits are ideal for frequent travelers who usually stay at Hyatt properties. Cardholders will enjoy status perks from the day they get the card. And the more the card is used, the faster the cardholder can move up to a higher status.

If you don’t foresee regular stays at Hyatt hotels, a general travel rewards card might be a better bet. Having said that, you can check out our editors' latest picks for the best travel credit cards on the market.