How do I log in to my Hyatt Credit Card account?

The World of Hyatt Credit Card offers Discoverist status in the World of Hyatt rewards program for as long as the Hyatt Credit Card account is open and in good standing. Discoverist status includes benefits such as 10% bonus points on Hyatt spending, a free daily bottle of water, and late checkout upon request. In addition, cardholders have access to a dedicated check-in area, an exclusive reservation line, and more room options. For example, during check-in, cardholders are able to switch to a room with a better view or location – such as a seaside view, or a corner room – as long as it’s in the same category of rooms as the original reservation.… read full answer

The Hyatt Credit Card is the only credit card that gives automatic World of Hyatt status. And even the Hyatt Card only gives status to the primary cardholder. Authorized users do not receive Discoverist status, unfortunately.

Discoverist status is Hyatt’s second membership tier, a step up from being a basic World of Hyatt member. In total, Hyatt has 5 levels of membership: Member, Discoverist, Explorist, Globalist, and Lifetime Globalist. Each status level above Member has its own qualification requirements based on nights spent at Hyatt, purchases that earn World of Hyatt base points, meetings and events held at Hyatt, or a combination of the three.

With that in mind, the Hyatt Credit Card’s offer of two qualifying night credits per $5,000 spent makes it easier to obtain and maintain World of Hyatt Explorist status each year. Explorist status would give 20% bonus points on Hyatt spending, allow for better room upgrades at check-in, and guarantee room availability if you book 72 hours in advance.

To check your Chase credit card balance, log in to your Chase account online or call credit card customer service at 1-800-432-3117. It’s also possible to check your Chase credit card balance through the Chase app or by texting bal to 24273.

How to Check Your Chase Credit Card Balance

• Online: Log in to your Chase account to see your card’s balance.
• Phone: Call 1-800-432-3117 and follow the prompts to have the automated system read your current balance.
• App: Log in to the Chase app. Your credit card balance will be shown on the home page.
• Text Message: Text “bal” to 24273. If you haven’t already enrolled in text banking, you’ll need to log in to the Chase website and enroll for this to work.

It’s a good idea to keep an eye on your credit card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.

The Chase Ink Preferred 5/24 rule is not real, at least not as of July 2020, according to Chase representatives. References to the Ink Preferred 5/24 rule regularly appear in user forums online, and the idea is that Chase will automatically reject an application for any Chase card if the applicant has opened 5 or more credit card accounts in the previous 24 months, regardless of issuer. This rule isn’t currently spelled out anywhere in the terms for Ink Business Preferred or any other Chase credit card, however. Chase reportedly posted language detailing such a rule in the past, but the content was later removed.… read full answer

Chase has stated that when they review an application, they do consider how many credit accounts the applicant has recently opened. They will not, however, automatically deny an application solely for opening 5 cards in the previous 24 months. In any case, opening too many new credit card accounts in such a short timeframe is not good for your credit score. It’s better to allow at least six months between applications.

Other factors Chase considers when you submit an application include your credit score and credit history, gross annual income, outstanding debt relative to income, and monthly housing payment, among others. Chase Ink Preferred requires at least good credit in order to have high odds of approval.