I am in the process of trying to pay all of my credit card debt. I have managed to pay my VS card in full. Many credit card companies will close your accounts after 6 months of inactivity. I am trying to avoid this because if that happens, I will have to reapply and that is an inquiry on my credit report. Should I be using my VS card or is it safe not to have any activity without having my card closed out?…show more
Every company has its own policy but judging from our experience you should not worry too much about them closing the card. One thing to keep in mind is that if you don’t use your card for 12 consecutive months, you will lose any points you have accumulated.
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