You can cancel anytime you want by calling customer service at 1-800-732-9194. It doesn’t charge an annual fee during the first year, so if you haven’t used it there shouldn’t be any unpaid balance to worry about. Also, keep in mind that if you didn’t actually apply for the card but instead received an offer for pre-approval in the mail, there’s nothing to cancel. That’s just an invitation to apply. No one can open an account for you https://wallethub.com/edu/credit-cards-preapproved-offers/25561/.
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