You can withdraw up to 10% of your credit limit in cash, or $30. But you will need to obtain a PIN from First Premier before performing this type of transaction, known as a cash advance. You can reach their customer service department at 800-987-5521 .
You should also known that cash advances are quite expensive. You’ll be charged a fee of 5% (min $6), and interest will immediately begin accruing at a 36% rate. For more information about cash advances, check out our guide here: https://wallethub.com/edu/credit-card-cash-advance/25829/ .
Right now, your cash advance limit is $50. Basically, when you first get approved, the limit will be 10% for your entire line, so it doesn't matter if you have that chunk missing from the annual fee. After 3 months, if you've been responsible, they'll up the cash advance limit to 50%, so $250.
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