The best IHG Credit Card benefits are a free fourth night on hotel stays of at least 4 consecutive nights booked with IHG points, plus a free night at a participating IHG hotel after each account anniversary, automatic Platinum Elite status in the IHG Rewards Club, and 140,000 points for spending $2,000 in the first 3 months. Cardholders also get a credit of up to $100 every 4 years for TSA Pre-Check or Global Entry application fees, and they don’t have to worry about foreign transaction fees.
All these benefits are included with the IHG Premier Card. IHG Premier charges a $89 annual fee, but it packs a lot of value with all the free hotel night opportunities.
IHG Premier Credit Card Benefits List:
- Get reimbursed for the fourth night of your stay when you redeem points for an IHG hotel stay of 4 or more nights.
- Free anniversary night at any IHG hotel with a point redemption level of 40,000 points or less.
- 140,000 points for spending $2,000 in the first 3 months.
- Up to $100 credit every 4 years for TSA Pre-Check or Global Entry application fees.
- Automatic IHG Rewards Club Platinum Elite status, which means late checkout, complimentary room upgrades, and 50% extra bonus points on top of base points earned at IHG hotels.
- 20% off purchased rewards points.
- No foreign transaction fees.
The IHG Premier Card’s little brother, the IHG Traveler Card, comes with a similar (but lesser) list of benefits and has no annual fee. IHG Traveler benefits include free fourth nights at hotels booked with IHG points, 20% off purchases of rewards points, 60,000 points for spending $2,000 in the first 3 months, no foreign transaction fees, Gold Elite status in the IHG Rewards Club after spending $10,000 in a calendar year, and 5 points per $1 spent at IHG hotels and resorts worldwide.
There are fewer free hotel stays with the IHG Traveler Card, but if you stay at IHG properties often, you’ll earn lots of rewards points that can be used for free hotel stays, among other things.
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